Tag Archives for " Moving House "

December 3, 2014

A Brief Guide On Purchasing Moving Insurance

Moving Insurance Charlotte NC

Relocating to another house, state, country or another part of the world can be difficult on you and your belongings. Even if you or your professional movers pack and handle every item you have carefully, there’s still a chance that accidents can happen resulting to breakage of some of your items. Therefore, before you plan to move, you’re encouraged to purchase a moving insurance.

Why Get A Moving Insurance?

As what is mentioned above, even if you hire the best moving company, accidents can still happen during transit of items, upon arrival or while unpacking the items. With buying a moving insurance, you know you are adequately compensated. By paying for a moving insurance, you’re assured of a 100% safe and peaceful move.

How To Purchase A Moving Insurance

When purchasing a moving insurance, you’ll need to give details on the value of each of your items because this will greatly help when if needed, you’ll settle the claim with the insurance company.

Once the move is finished and there are any damages, you need to report it immediately to the insurance company. You’ll need to file a claim and ensure that a representative of the insurance company acknowledges your claim within the 30 days so the settlement can’t be done within 120 days.

Types of Moving Insurance

Declared Value Insurance. The value of the items is based on their collective weight. A price per pound is multiplied by the total weight and the product is the value of your liability amount.

Assessed Value Insurance. This type of insurance is usually offered when the items involved are highly valuable. You will be covered based on what you have declared as the actual value of your items.

Full Protection Insurance. In this type of insurance, lost and damaged items will be replaced along with a set minimum coverage amount.

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December 3, 2014

7 Ways To Cut Down Moving Costs

7 Ways To Cut Down Moving Costs

Are you moving to your new home in a few days or weeks? Your bank might feel a little bit empty right now after you’ve paid for your new home’s down payment, closing costs, brokers fees, taxes, amongst others. Because of this, you surely want save a lot of your moving expenses. Luckily, we have prepared for you 7 ways to cut down on your moving costs.

  1. Avoid peak seasons. As much as possible, avoid moving during the months of June, July and August, as these are considered expensive due to high demand. Furthermore, avoid moving at the beginning or end of the month because of the huge amount of leases due to month-end terminations.
  1. Avoid moving unnecessary items. Moving companies will charge you according to the items you’re moving and the weight of these items, therefore, if you want to cut down moving costs, don’t move unnecessary items. You can either done these items or sell them as it will even help you earn money.
  1. Use what you have for packing your things. Moving companies charge a lot on packing supplies so if you want to cut cost, make use of items that you already have like your suitcases, plastic bins, boxes, and even your sheets and linens.
  1. Ask questions. Even the most legitimate moving companies will not say all the costs of the move unless you ask them to. Therefore, if you want to get a clear picture of the total cost of the move, ask how much they’ll be charging for heavy items, repacking and the like. Furthermore, every professional mover has a cost for each of its services; know them so you can avoid them.
  1. Get at least three estimates. If you’re going to hire the services of a professional moving company, it’s recommended to get an estimation of at least three companies. In this way, you can determine if you’ve got the best deal possible.
  1. Pack your items yourself. Packing services actually makes your job easier for you, but can be costly for someone who wants to save on moving expenses. However, if you don’t want to spend on packing services, at least allow them to pack your heavy and fragile items to ensure that they are moved safely to your new home. Just remember that if you purchase an insurance for your move, the insurance will not be covering items you pack yourself.
  1. Research for some potential tax deductions. Keep all your receipts with you and consult a professional to determine if you can save from possible tax deductions. For instance, if you move to a new full-time job at least 50 miles away from your previous home, you can actually save on the cost of packing, transporting or storing your household items from next year’s tax return.

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