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North Carolina Housing Market Responds to Presidential Election

North Carolina Housing Market Responds to Presidential Election

A huge element contributing to an individual's financial situation is the current housing market in their area. This year's general election has been pretty unavoidable. On almost every television channel, radio station or internet advertisement, the presidential candidates have spent endless hours campaigning on the state and national level.

Swing states, like North Carolina, have seen a significant amount of attention from these politicians whether they are eating barbeque in Plaza Midwood or holding charity events at golf courses in Mooresville. The winner-take- all electoral votes in the swing states are extremely influential when determining who will be the next President of the United States. For those still deciding which candidate they will vote for, one factor might be how they feel about their overall financial situation.

The housing market and economic conditions are an important aspect to consider before any presidential election, especially following a two-term presidency like the situation our nation is currently facing. With North Carolina being a swing state, our opinions matter. So let's examine the economy in North Carolina, a key swing state. 

Since the previous President of the United States held office, home prices crashed significantly and are now finally recovering and almost back to the prior peak set nearly a decade ago, on a national level.

When comparing data in North Carolina from the time of President Obama's inauguration to now, home prices are just starting to retouch the prior peak and are continuing to rise, according to Forbes.

North Carolina Housing Market Responds to Presidential Election

The average home price is the same now compared to the first quarter in 2009 and the peak price several years earlier. The homeownership rate has fallen from 69.3 percent to 67 percent. But, existing homeowners are feeling less stress.

Seriously delinquent mortgages fell from 4.4 percent to 2.6 percent. The total number of payroll jobs has grown by 9 percent, converting into 342,000 additional jobs in the market. So with more jobs being added into the work force and a higher demand of rental properties, North Carolina's economy is looking to rise.

North Carolina Housing Market Responds to Presidential Election

Aside from outside factors, whether social or cultural, the housing market and economic conditions of each specific state can influence voters when they are turning in their ballots in November. In swing states, like North Carolina, voter's opinions are valued at a significantly higher level. Learning more about the North Carolina housing market and economy can educate voters before they go to the ballots.

Showcase Realty's top real estate agents are knowledgeable in the Charlotte housing market along with its surrounding areas. For assistance with your housing or rental needs, Showcase Realty's Charlotte real estate agents can help you learn more about the housing market before assisting you in buying, selling or renting your home.

Call us at 704.997.3794 or get in touch through sending us a message here!

Has this real estate topic made you think more about the upcoming election? To get a better understanding of why each and every person's vote is important not only for North Carolina but across the United States, don't miss How is the Housing Market Affected by the Presidential Election?

May 1, 2016

Is Your Home Up For Sale? Ensure Your Price Is Accurate

Home Up For Sale

One of the biggest challenges in today's real estate market is the continued demand for a shortage of home for sale properties. Because of the shortage, many homeowners who are looking to sell are considering pricing their properties higher than recommended.

For real estate professionals, it is important to advise homeowners to price properly, as opposed to trying to make them happy; if a seller marks their price too high, there may be consequences later. Homeowners who do not sell quickly are sometimes forced to lower their prices, which in term may cause buyers to stray.

University-distinguished Faculty Award recipient John Knight from Eberhardt School of Business - University of the Pacific researched the cost (in time and money) for a seller who price their home too high initially and were forced to lower.

Is Your Home Up For Sale? Ensure Your Price Is Accurate, homes for sale in Charlotte NC, NC Realtors, Showcase Realty, Home Investment

In his article entitled “Listing Price, Time of Market and Ultimate Selling Price” published in Real Estate Economics, Eberhardt revealed that homes whose prices were revised later for a lesser price tended to be sold for less, compared to homes that were priced accordingly. He also revealed that the longer a home stayed on the market, the lower the selling price would be.

When homeowners have the mindset of “I'll lower the price later”, there may be consequences. Home buyers may think that something is wrong with the home, or they may take advantage of a desperate home seller. They may also low-ball the price and force homeowners to accept a much lower price than they initially hoped for.

A lot of home sellers may consider that pricing high will allow for “negotiation room”, however real estate professionals should warn home sellers that this tactic may eventually limit the likability of a home being sold. When one limits the demand for their home, it can create a negative impact on the sales price of a home for sale.

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Consider this: It is becoming more common for potential home buyers to look for properties online, and here they have the opportunity to enter in their desired price range. A seller who looks to sell his home for $400,000 but has it listed for $425,000 for “negotiation room” will not even reach buyers who have entered in a preferred price range of $350,000 - $400,000.

The chart below displays how the higher you price your home over its market value the less chance potential buyers will actually see your home when searching.

selling your house in Charlotte, Tips for Selling Your House in Charlotte for Top Dollar, Showcase Realty, NC Realtors, SC Realtors, Home Selling, Sell Your Home in NC, North Carolina

The best strategy a home seller can adopt is to have the home priced properly at the very beginning, so that multiple offers are made on your home. This will allow potential buyers to compete against each other for the “right” price for your home.

Quite simply, if only one offer comes in for your home, you will have to settle into whatever demands the buyer has. In contrast, having multiple offers creates a better chance for you to choose which offer you prefer the most.

It helps to have a grasp on the current real estate market, and to have knowledge of the rest estate dynamics in your neighborhood. Being able to compare your home for sale than others in the area will help you get an offer a price that reflect its value and brings in more potential buyers.

The complete step-by-step solution,to guarantee a successful buying experience and enjoy a hassle free transaction with Showcase Realty! Download the home buyers guide click download it now!

Let us help you put together a successful sales plan for your home, so that you can sell at the price you want! Are you hoping to sell your home in Charlotte? Send us a message here or call us at (704) 997-3794 and one of our real estate professionals will be happy to assist you.

Having trouble selling your current home? Here is an article to know what seems to be lacking on your sale. Read 13 Reasons Why You Should Not Sell without a Real Estate Professional's Help.

Let Showcase Realty sell your home! Your home will sell in 120 days or I will pay you $2500! Details Here!

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April 27, 2016

How to AMP up the Resale Value of Your Home

How to AMP up the Resale Value of Your Home

Whether you're putting your home on the market this year or in the next five years, it is a smart decision to start building your home's resale value now. Here are some ways to create a comfortable home while making it easier to put more money into your bank account on closing day.

Small Maintenance and Repairs

If you think that home maintenance on the week-ends is a low priority, think again. The small chores you do around your home prevents it from losing value. Neglecting small maintenance and repairs causes 10% of your home's value to walk out your door and slip through your windows. Most appraisers claim that homes showing little to no preventative maintenance can depreciate from $15,000 to $20,000!

Preventative maintenance can also actively increase your homes resale value - according to a recent study, by about 1% per year! Also, because homebuyers generally notice any repairs needed upon buying a new home, proactive maintenance lets the homebuyer know that he or she will not have to spend extra money to maintain the basics. This makes your home more attractive, and thus more likely to get higher priced offers.

How to AMP up the Resale Value of Your Home, homes for sale in Charlotte NC, NC Realtors, Showcase Realty, Home Investment

Remodeling Ideas and Tips That Work

Studies show that a home valued at $150,000 could increase is value between $8,300 and $19,000 with the addition of Landscaping. These studies also note that positive landscaping can reduce the amount of time your home spends on the market!

Changing out the doors of your home is also generally a smart design choice. Lately, fiberglass and steel doors are a coveted aesthetic by home buyers. A steel door costs $1,335 but has a whopping 91% return on investment. A fiberglass door, on the other hand, costs about $3,126 with an 82.3% return on investment. Likewise, a new fiber glass or steel garage door distinguishes your home from the rest on your block and provides a 91.5% return on a $1,652 investment.

Finally, matte paint finishes will trend in 2016 because of its transitional qualities. With a matte finish, your potential home buyer can easily match his or her stainless steel or black and white appliances. It's touches like these that make your home appealing to a wide variety of home buyers, and that drives up its resale value.

Are you thinking of selling your home?

Make it a hassle free and rewarding experience with Showcase Realty! Your home will sell in 120 days or I will pay you $2500 guaranteed! To know more click the button below.

Your Needs and Buyers' Wants

On that note, if you need to renovate your home, be sure to consider how those changes will affect its appeal to future buyers. Knowing design trends will give you the opportunity to make changes to your home based on where your needs and your potential buyer's desires intersect, thus increasing your property's resale value drastically.

Designers and design websites provide great ideas when you're brainstorming home renovations. Keep in mind as you research, however, that you don't want to sacrifice your needs for a comfortable home just for the sake of what you think a future buyer will want!

How to AMP up the Resale Value of Your Home, homes for sale in Charlotte NC, NC Realtors, Showcase Realty, Home Investment

Therefore, before you begin making any changes to your home, consult your real estate agent. Real estate agents, because we are constantly working with new buyer clients, have insider insight into what home buyers are looking for now and in the future. We'll be able to help you make smart choices when remodeling or renovating your home.

If you think you might want to remodel or renovate your home in the near future, or if you are just curious about other ways you can increase its resale value, please reach out to us at 704.997.3794. If you'd like to find out what your home is worth, visit us here for a free, no-obligation home valuation.

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April 25, 2016

Moving to Charlotte: Every Home Buyer Should Know This!

home buying

Charlotte has been recognized in a recent survey by Urban Land Institute and PwC as the 3rd best real estate market in America.

Charlotte qualified due to its thriving economy, the growing population and increasing construction developments.

A few factors contributing to Charlotte's high ranking include:

* New developments at the Southend and Uptown areas


* Plans for a $600 million Hard Rock Casino


* Plans for a $350 million film studio

Moving to Charlotte: Every Home Buyer Should Know This, homes for sale in Charlotte NC, NC Realtors, Showcase Realty, Home Investment, Home Buying

A report from ULI explained that increased job opportunities, population growth and the development of urban centers are intriguing more residents to settle down in Charlotte. Those interviewed felt positive about the real estate market in Charlotte, but did show some concern that the financial service industry may not be able to offer the same growth in comparison to technology-oriented markets.

Other top rankings include:

Rank #1: Dallas
Rank #2: Austin
Rank #3: Charlotte
Rank #5: Atlanta
Rank #7: Nashville
Rank #11: Raleigh

FREE Home Buyers Guide

The complete step-by-step solution,to guarantee a successful buying experience and enjoy a hassle free transaction with Showcase Realty! Download the home buyers guide click the button below!

The survey made by ULI further expressed the potential of thriving secondary real estate markets like that of Charlotte, and encourages investors to consider areas like Charlotte over larger markets like New York and Chicago. Here they may find more value in their investments due to a lower cost of living and the potential for large growth in the coming years.

Charlotte boasts great potential not only for investors but for homeowner's as well. Both parties will find that the growing area offers lots of opportunities to find home's at a fair price and high value.

To learn more about why you should invest in your dream home today, be sure to check out 2 Reasons That You Shouldn't Wait To Move Up! And don't miss out on the opportunity for Down payment assistance!

Want to speak with us? We would love to hear from you! Please call 704.997.3794. You may also send us a message here and connect with us.

If you are thinking of buying a home in North and South Carolina check out our Exclusive VIP Buyer Satisfaction Guarantee!

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April 16, 2016

Did You Know? 2016 is Projected to Be the BEST Year in Real Estate in a Decade!

Did You Know? 2016 is Projected to Be the BEST Year in Real Estate in a Decade!

The Chief Economist at Realtor.com, Jonathan Smoke, reported that “All indicators point to this spring being the busiest since 2006.”

Freddie Mac is also supporting this statement and is saying that 2016 will be the best year that the real estate industry has seen in a decade. In their March Housing Outlook Report, Freddie Mac stated:

“Despite the challenges facing the housing market, we expect this to be the best year for housing in a decade. Home sales, housing starts, and house prices will reach their highest level since 2006 according to our latest forecast”¦Challenges remain, with low housing supply and declining affordability being a key concern in many markets, but on balance, the housing markets in the U.S. are poised for the best year since 2006.”

FREE Home Buyers Guide

The complete step-by-step solution,to guarantee a successful buying experience and enjoy a hassle free transaction with Showcase Realty!
Download the home buyers guide click download it now!

The 4 key research statistics pointing to 2016 being the best year in real estate in the last 10 years are:

  • Low interest rates
  • A resilient labor market
  • An increase in household formations
  • A projected increase in newly constructed homes

Bottom Line

2016 looks to be shaping up as a great year for residential real estate! If you are considering buying or selling this year in the Charlotte market, give us a call to discuss all of the options available! One of our team members can help you at (704) 997-3794.

If you are thinking of buying a home in North and South Carolina check out our Exclusive VIP Buyer Satisfaction Guarantee!

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March 3, 2015

Tranquil Cabin & 40 Wooded Acres Perfect for Racecar Enthusiast or Nature Lover

310 cabin creek

Are you a nature lover looking for a home in a tranquil area? Perhaps a racecar enthusiast considering a space to house your cars? Look no further because this cabin could be exactly what you’re in the market for. This unique private retreat in the woods offers a serene and quiet place to escape the hustle and bustle of the city. Located on 310 Cabin Creek Road in Mooresville, NC, this cabin oasis sits on 40 acres, which includes multiple tranquil creeks that run throughout the property and an auto workshop. Not only is this home engulfed in the surrounding nature, there are also special touches that bring nature inside. You can sit out on the front porch which overlooks one of the creeks and enjoy a cup of tea or coffee in the morning. Cabin Creek was built with rare Hemlock logs from North Carolina Mountains and 35 tons of stone was used in the unique stonework found in all foundations and chimney of the home. The ceilings are all oak as is the overhangs on the outside of the house.

310 Cabin Creek Rd.

310 Cabin Creek Rd.

Inside, the home offers 3 bedrooms, 3 and a quarter bathrooms – two full, one-half and one-quarter – complete with a tiered wrap-around deck.  The original rustic theme can be seen throughout the house in the stone fireplace in the living room, the warm black walnut floors, mixed with the wide board oak floors and the extinct wormy chestnut cabinetry in the kitchen. The antiqued stove offers the same rustic appeal but in a modern way (bonus: all the appliances come with the house). A mudroom is accessible when you walk in from the garage to hold all of your coats, shoes, and equipment.

Pamper yourself in the spacious master suite which includes a jetted tub, separate shower, two pedestal sinks, large closets and skylights to gaze up at the stars. All of the rooms located on the second floor come with a skylight so everyone can enjoy the view. Another additional bonus, you get to keep the antique wardrobe and postal desk located in the master suite when you move in!

Moving to the basement, you will find a third bedroom with an office area (another bonus: you get to keep the desk!), a large closet, and a full bathroom. This bedroom is also encased in concrete and steel making it the perfect storm shelter. There is also a custom built cedar sauna to lounge in when you need to relax.

310 Cabin Creek Rd.

310 Cabin Creek Rd.

Don’t be barled by cabin creek’s rustic charm, the cabin has an HVAC system, gas furnace, security system and electric panel. There is also a new wood custom Jotul fireplace insert in the stone fireplace with a custom black oak mantel that was made from the property! One great environmental factor to this cabin is it is equipped with solar power panels. This feature is going to cut back on your monthly utility expenses and the security system is connected to the panels as well.

Saving the best for last, the backyard of this house is magnificent. Off of the 240-square bart deck, you can enjoy the in-ground pool and pool house. You can spend all day exploring the 40 acres of land that are home to deer and wild turkeys. There are also two large garden areas ready for planting all of your veggies. Apple, plum, pear and peach trees are also planted in the backyard for you to enjoy.

Professional Car shop

Professional Car Shop

For the sports car enthusiast, there is a large two car garage with access to an upper finished room and pool area. The professional auto shop measures 40 x 40 and is licensed for business. The auto shop is insulated, has its own gas heaters, propane tank, 10-ton car and security system and is zoned for commercial use. It has a finished office with customer counter and linear panels with a covered lean-to on the back. The motorcycle lift located in the auto shop is negotiable. Zoning for this property is residential, forestry and commercial so there is a ton of potential to do what you want with this space. If that’s not enough, there is one more feature that is sure to please. The home also comes with a fully renovated mobile home that is currently being rented for additional income!

This unique and tranquil wooded 40 acres, with 2 homes, car enthusiast commercial workshop and multiple babbling creeks is offered at $1.6 million. For more information or to personally view the property call Nancy Braun at 704-488-3109.

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February 12, 2015

Showcase Realty Announces Promotion and New Talent

Showcase Realty is pleased to announce the promotion of Mike Maniace to Director of HUD and REO Operations, as well as welcoming new hires, Sally Taylor and Stephanie Earl. Showcase is delighted to be a part of their professional goals and achievements and excited to see the company expand as well.

Mike Maniace to Director of HUD and REO Operations

Mike Maniace to Director of HUD and REO Operations

Mike Maniace started as an agent at Showcase Realty in 2009 and was soon promoted to Director of HUD. Under Mike’s leadership Showcase surpassed $12M in HUD home sales in 2014. He excelled in his position and streamlined this division of Showcase Realty. Nancy Braun, owner and Broker-in-Charge of Showcase Realty named Mike Director of HUD and REO Operations in January 2015. Mike now heads up one of the top HUD & REO real estate offices in the Carolinas. He handles every aspect of HUD & REO transactions from cradle to closing.

Nancy Braun describes Mike Maniace as an exceptional person who expanded his role at Showcase Realty and improved his division’s operational system with his great customer service. “Mike’s managerial skills helped to streamline our HUD division and we are thrilled to have him do the same for our REO division,” says Braun.

Mike hails from upstate New York and has been a real estate agent for 8-years. He earned an Associate’s degree in Environmental Science from Genesee Community College in Batavia, NY. Mike began his professional career as a manager for Enterprise Rental Cars. He relocated to Charlotte in 1999 and became Real Estate Agent at Keller Williams before joining Showcase Realty. Mike finds the most joy in real estate in the customer service interactions. He loves being a part of the first-time home buyer experience and also seeing clients move up from their first home into their dream home. Mike is a licensed broker in North and South Carolina and a member of the National Association of Realtors, the Charlotte Regional Realtor Association and the North Carolina Real Estate Commission.

Stephanie Earl Real Estate Admin

Stephanie Earl Real Estate Admin

Showcase Realty also welcomes new hires Stephanie Earl and Sally Taylor. Team player, Stephanie Earl joined Showcase with a laser focused mission to provide our client’s with stellar service. After graduating from East Carolina University, she returned to Charlotte and obtained her NC Broker license. Stephanie’s focus will be on Nancy Braun’s retail listings for current and prospective personal clients. Stephanie looks forward to growing at Showcase and using her exceptional communication skills and leadership personality.

Sally Taylor HUD Accounts Specialist

Nancy also welcomes Sally Taylor to the Showcase team. Sally joins Showcase as a HUD Accounts Specialist, working with Director of HUD and REO Operations, Mike Maniace. Prior to her position at Showcase, she was a Foreclosure Specialist and then was promoted to Foreclosure Supervisor at RoundPoint Mortgage Servicing Corporation in Charlotte. Sally is sharp real estate professional eager for the growth potential available at Showcase.

Showcase Realty is an innovative boutique Charlotte real estate firm located at 1430 S. Mint St. in the Historic South End district.  Owner and Broker in Charge Nancy Braun founded Showcase Realty in 2008 on the principles of innovation, teamwork, and community mindfulness. Committed to selling homes and surpassing customers’ expectations, Showcase provides professional service, personally delivered. For more information visit www.showcaserealty.net.

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February 11, 2015

Charlotte’s Hottest Neighborhood Is…

Starmount is the hottest neighborhood in Charlotte

 

According to Seattle-based real estate brokerage Redfin, Starmount is the hottest neighborhood in Charlotte this year especially for potential homebuyers.

Starmount, located east of South Boulevard, currently leads because of the affordability and convenience it gives to its residents. The 28210 zip code is followed by South End, Fourth Ward, Elizabeth and center city.

Redfin states that the median home sales price in Starmount, which is between Archdale Drive and Arrowood Road, is $161,000.

Charlotte Regional Realtors Association states that such amount is lower than the $180,000 median sales price on the 3,050 existing Charlotte units sold last December. Furthermore, Redfin cited that Starmount homes spend a median of 66 days on the market.

“Starmount is already getting a lot of buyer action and the development is going to be on fire in 2015,” said Redfin’s Charlotte agent Valli Smith. “Buyers are targeting the area for town homes and old bungalows with character, as well as tearing down older homes and building new ones.”

Smith reveals that Starmount has become more convenient and attractive to a lot of homebuyers because of the light rail expansion and its close proximity to Dilworth and uptown.

Redfin’s analysis of the matter was based on the web traffic of the site’s listings along with the feedback by some of their agents. After which, they made a list of the hottest neighborhoods in 27 metropolitan areas.

The trend of choosing to live in an affordable and convenient neighborhood is quite a change from the past two years, when the most popular areas were urban, expensive and home to the best schools in the area.

“Affordable inventory remained low throughout most of 2014 so homebuyers have to look a bit further afield to find the perfect home without sacrificing the conveniences of being close to an urban center,” Redfin says.

However, it still remains difficult for homebuyers to save for their down payment since housing costs remain to be higher than the wage increases.

The National Association of Realtors also cited that the national median price for existing properties last December was $208,500, which has been the highest since 2007 at $219,000.

As stated earlier, Starmount is the most affordable among Redfin’s list of top five Charlotte neighborhood. Here are their median home price: South End at $310,000, Fourth Ward at $242,000, Elizabeth at $273,000 and center city at $270,000. As for the median days for the property’s stay on the market, South End is at 72 days, Fourth Ward at 76 days, Elizabeth at 69 days, and center city at 78 days.

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January 29, 2015

FHA to Reduce Annual Insurance Premiums

FHA lower mortgage

FHA TO REDUCE ANNUAL INSURANCE PREMIUMS

Reduction to increase credit affordability and reflects improved economic health of FHA

FHA TO REDUCE ANNUAL INSURANCE PREMIUMS Reduction to increase credit affordability and reflects improved economic health of FHA WASHINGTON – As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro today announced the Federal Housing Administration (FHA) will reduce the annual premiums new borrowers will pay by half of a percent. This action is projected to save more than two million FHA homeowners an average of $900 annually and spur 250,000 new homebuyers to purchase their first home over the next three years. Read FHA’s Mortgagee Letter.

Today’s action also reflects the improved economic health of FHA’s Mutual Mortgage Insurance Fund (MMIF). FHA’s recent annual report to Congress demonstrates the economic condition of the agency’s single-family insurance fund continues to improve, adding $21 billion in value over the past two years.

“This action will make homeownership more affordable for over two million Americans in the next three years,” said U.S. Department of Housing and Urban Development Secretary Julián Castro. “Since 2009, the Obama Administration has taken bold steps to reduce risks in the mortgage market and to protect consumers. These efforts have made it possible to take this prudent measure while also ensuring FHA remains on a positive financial trajectory. By bringing our premiums down, we’re helping folks lift themselves up so they can open new doors of opportunity and strengthen their financial futures.”

In the wake of the nation’s housing crisis, FHA increased its premium prices to stabilize the health of its MMI Fund. In addition, the Obama Administration took dramatic steps to safeguard consumers in the mortgage market to ensure responsible borrowers continued to have access to mortgage capital as many private lending sources tightened their lending standards.

Today’s reduction will significantly expand access to mortgage credit for these families and is expected to lower the cost of housing for the approximately 800,000 households who use FHA annually.

FHA’s new annual premium prices are expected to take effect towards the end of the month. Read FHA’s Mortgagee Letter.

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