Tag Archives for " Charlotte "

OPEN HOUSE: Charlotte NC Home for Sale | 8509 Loxton Cir, Charlotte, NC 28214

Charlotte NC Home for Sale

Open the door to spacious, easy resort living townhome that is perfect for entertaining. The Vineyards on Lake Wylie is nestled along the shores of picturesque Lake Wylie, just 15 minutes from downtown Charlotte. Own this Charlotte NC home for sale and enjoy boating, canoeing or fishing, all at your fingertips!

Homeownership Open House Opportunity! –8509 Loxton Cir, Charlotte, NC 28214– This SUNDAY! July 15 – 12PM – 2PM!

This spacious 3 bedroom/2.5 baths townhouse has everything you could want, including a master on main level and 2-car, attached garage. HOA includes lawn maintenance, AT&T Uverse cable/internet, trash pick up, recycling, amenities include resort style pool with water slide, junior olympic pool, tennis/pickle ball court, soccer field, fitness center, club house, walking trails, and dog park. This neighborhood is minutes to 485, 85, White Water Rafting Center, Charlotte Airport, and the outlet shops. Boating, canoeing and kayaking available. Short Commute to Uptown.

If you have any questions about this property or want to know more about the Charlotte real estate market, you can call Nancy Braun at (704) 997-3794!

Looking for Charlotte NC Homes for Sale?

If you’re looking for Charlotte NC homes for sale and similar properties in surrounding areas, visit: www.ShowcaseRealty.net.

OPEN HOUSE: Charlotte NC Home for Sale | 9416 Hampton Oaks Ln 28270

Own This Charlotte NC Home for Sale

Don’t miss out on this home for sale in Charlotte NC! This jaw-dropping ranch is located in South Charlotte’s premier neighborhood, Providence Plantation, on one of the most coveted tree lined streets located on a wooded and private acre lot.

Homeownership Open House Opportunity! –9416 Hampton Oaks Ln, Charlotte, NC 28270– This SATURDAY! June 30 – 12PM – 2PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call me, Nancy Braun at (704) 997-3794! Whether you are looking for cheap houses for sale in Charlotte NC or selling your home in Charlotte, my expertise and knowledge of the market will surely make the homebuying or selling process much easier for you!

If you’re looking for Charlotte NC homes for sale and similar properties in surrounding areas, visit: www.ShowcaseRealty.net. 

OPEN HOUSE: Charlotte NC Home for Sale | 9416 Hampton Oaks Ln 28270

Charlotte NC Home for Sale

Grab the chance to own this home for sale in Charlotte NC! This jaw-dropping ranch is located in South Charlotte’s premier neighborhood Providence Plantation on one of the most coveted tree lined streets located on a wooded and private acre lot.

Homeownership Open House Opportunity! –9416 Hampton Oaks Ln, Charlotte, NC 28270– This SUNDAY! June 3 – 2PM – 4PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for Charlotte NC homes for sale and similar properties in surrounding areas, visit: www.ShowcaseRealty.net.

OPEN HOUSE: Home for Sale in Charlotte NC | 9416 Hampton Oaks Ln 2827

Grab the chance to own this jaw-dropping ranch in Providence Plantation! Enjoy the scenic drive through the neighborhood and tree lined driveway to this Charlotte NC home for sale.

Homeownership Open House Opportunity! – 9416 Hampton Oaks Ln, Charlotte, NC 28270 – How to be a homeowner successfully purchasing this HUD-owned home for sale in Charlotte NC! This SATURDAY! May 12 – 12 PM – 2PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for new homes for sale in Charlotte NC or similar properties in surrounding areas, visit: www.ShowcaseRealty.net. Our site has listings of Charlotte NC homes for sale that you will certainly love. 

Pivot Today for Better Real Estate Business Tomorrow with Nancy Braun

Nancy Braun Real Estate Rockstars With Pat Huban

Nancy Braun, an REO Expert, talks about how she pivoted her business (Showcase Realty LLC) to tackle traditional real estate on this podcast interview with Real Estate Rockstars with Pat Hiban. She also shares some steps to become a real estate agent buyers and sellers can trust. 

She covers the structure of her current team, what she does to win business in a competitive seller’s market, and where she recruits talented agents in her area. Listen and learn how an REO specialist carved out a new business path and found success amidst major market changes on today’s Real Estate Rockstars.

Here are some main points Nancy talks about:

  • The number of houses Nancy’s team sold in the last 12 months [5:33]
  • What business was like during the REO boom [7:01]
  • Nancy’s plans for her Airbnb rental [9:04]
  • The structure of Nancy’s company [12:28]
  • Ads Nancy uses to recruit real estate agents [14:41]
  • What Nancy does with the 51,000 leads in her CRM [17:34]
  • The type of market Nancy’s in today [24:35]
  • How to make a better offer than anyone else on a house [25:05]
  • A way to keep sellers’ appraised of the work you’re doing for them [27:58]
  • The technology, tools, and services Nancy utilizes in her business [35:10]
  • What Nancy donated to the Agent Success Toolbox [37:32]
  • How to break through your goals.
  • Plus so much more.

CLICK HERE TO LISTEN TO THE PODCAST

If you want to take your real estate business to the next level, call Nancy today at 704-997-3794 to discuss how Showcase Realty can provide you with the true value and tools you seek in growing and succeeding.  You can also get a head start by downloading our Book of Benefits right away.  Visit www.ShowcaseCareers.com

OPEN HOUSE: Home for Sale in Charlotte NC | 5122 Allen Rd E, 28269

Custom hard stucco ranch on over half an acre!

Homeownership Open House Opportunity! –5122 Allen Rd E, Charlotte, NC 28269 – How to be a homeowner successfully purchasing this HUD-owned home for sale in Charlotte NC! This SATURDAY and SUNDAY! April 7 and 8 – 1PM – 3PM!

Charlotte NC Home for Sale

The home boasts a roomy master suite, with relaxing large whirlpool jetted tub and separate large tiled shower with frame-less glass door and walk-in closet. Great room with wood burning rock fireplace with gas starter and vaulted ceilings. Dining room and office octagon. Very spacious dream kitchen with SS appliances, granite, island, ceramic tile backsplash, porcelain sink, large pantry, gas 5 burner cooktop, garbage compactor and cherry cabinets. Home features rich dark hard woods and tile. Large deck with pergola for shade overlooking the Beautifully landscaped backyard.

Schools

  • Elementary School: Nathaniel Alexander
  • Middle School: James Martin
  • High School: North Mecklenburg

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for Charlotte NC homes for sale, foreclosed homes in Charlotte NC for rent or similar properties in surrounding areas, visit: www.ShowcaseRealty.net. Our website features listings of new homes for sale in Charlotte NC.

How to Avoid Getting Your House Foreclosed On

 

Don’t give up, there is still hope

You’ve worked so hard to buy your home, and it is one of your biggest investments. You are proud of it, and it is a source of comfort and peace for you. But if you fall on hard times, and you are unable to keep up with your monthly mortgage payments, you may lose your home to foreclosure.

Before such a drastic thing happens, what can you do to avoid foreclosure?

If you are at the end of your rope financially, don’t give up. Consider your other options. Just think of how much more difficult it will be to get a new home when you credit rating is affected. It will definitely be affected if you let your lender foreclose your home.

Foreclosure alternatives

If your monthly mortgages are piling up, here are some options for you to choose from:

  • Consider a short sale.  A foreclosure is a big deal to lenders because they will lose money, so when you are unable to make payments, the lender usually takes it to court. And if you happen to have a second mortgage or other loans secured by the home, you stand the chance of not just losing your home but your money as well.

When there is no way for you come up with the monthly mortgage, a short sale is a better option. Doing a short sale is beneficial for both you and the lender, and a far better alternative than foreclosure.  

A short sale is when you sell the home for less than the outstanding mortgage on it, with the signed approval of the lender of course.  In a short sale, your REALTOR® will work with the mortgage lender to get a deficiency waiver so that the balance can be forgiven. Your REALTOR® will also work with any  other lenders so that their lien or claim can be removed.

One advantage of short sale over foreclosure is there will be no foreclosure stigma attached to your credit rating. Foreclosures appear on your credit report for seven years, and make it difficult to buy a new home, even if you have saved enough for a down payment and have already gotten a good job.

A short sale also appears on your credit record and lowers your credit score, but you will have get a shorter waiting period before you quality for a Fannie Mae or Fred Mac loan.

Another advantage of short sale is it allows a fresh start. With a foreclosure, only your mortgage payments are taken care of, but with a short sale, all your debts are negotiated by the real estate agent. The selling process will proceed like a normal real estate transaction, so if you chose not to tell your neighbors, they won’t even know the real reason why you’re selling your home.

  • Talk to your lender about a loan modification. When you realize you are behind on your payments and you are not able to come up with a full amount to cover the outstanding monthly mortgage, you need to call your lender.  Most lenders would rather negotiate a compromise which will help you catch up with your payments rather than foreclose on your home. A loan modification can give you a more affordable monthly  mortgage payment, it’s less damaging to your credit rating, and best of all, lets you keep your home.
  • Seek assistance from the government. There are several government programs to help you refinance your loan.  You might consider getting help from the Making Home Affordable (MHA), or the Home Affordable Modification Program (HAMP).  These programs seek to provide qualified homeowners a chance to reduce their monthly mortgage payment to a more affordable price.
  • Opt for a mortgage forbearance agreement.  If you are having difficulty with your monthly payments because of a temporary issue like unemployment or health problems, another good option is talking to your lender about a forbearance agreement.

A mortgage forbearance agreement is a temporary solution for borrowers.  In this agreement, the lender agrees to reduce or suspend payments for a specific time frame, and not to initiate foreclosure. You as the borrower, promise to pay an additional amount to cover the monthly mortgage, including the principal, interest, taxes and insurance, once the agreed upon time period has elapsed.

Don’t allow your hard work to go to the lender. There are many ways you can avoid getting your home foreclosed on.

Whether you are looking for cheap homes Charlotte NC or just want to know more about Charlotte foreclosures and short sales, you can contact me for help. Call me, Nancy Braun, at (704) 997-3794. Let my skills and experience as one of the top REALTORS® of Charlotte help you sell your home.

 

7 Home Improvements To Boost Your Home’s Selling Price

Having a fully functional and attractive home is the key to selling for top dollar.


Before putting your home on the market, you need to spruce it up in order to make the home as  appealing to buyers as possible. You have to put your best foot forward in order to gain interest and have offers coming through your door. 

Keep in mind that buyers have hundreds of Charlotte NC homes to choose from, and most are willing to pay a little extra to get a move-in ready home that in excellent condition. When potential buyers are viewing new homes for sale in Charlotte NC, you’ll want yours to be the one that stands out for the right reasons.

Top Real Estate Agent in Charlotte NC

I understand that you might be hesitant to spend money on home improvements right before a sale. I want to show you 7 home improvements that are absolutely worth it to boost your home's selling price!

Preparing Your Home to Sell


Charlotte NC Homes


It can be difficult to know where to begin when you’re selling your property. You only have so much money and time to make repairs. So, what should you fix? What needs attention and what can you leave alone?

Here is where I can help you!

As the top real estate agent in Charlotte NC, I will look at your home and give you targeted advice, which will get you the best results for your circumstances.

My team and I have helped thousands of real estate clients sell their homes for top dollar, in the least amount of time. We know how to maximize your property value so you can get the best results. We’ll be able to identify which improvements you should make to your home to increase the amount it sells for.

In fact, we would like you to take advantage of our Home Enhancement Listing Program (HELP).

There will be no out of pocket expense! We will help you with renovations and repairs to get your home sold fast and for top dollar.

What our Team will Provide You with:

  • Analysis
  • Cash
  • Project Management
  • Expertise
  • Marketing
  • Database of over 44,000 ready home buyers


Charlotte NC Home


Visit https://www.nancycanhelp.com/ to find out more information about this program.

Before Fixing Up Your Home


If you are planning on selling your home, it doesn't hurt to invest in your property to capitalize on its value. 

However, before fixing up a home, a smart seller will weigh the cost of proposed improvements against the home's market value after the repairs or upgrades are completed. If an upgrade won't return the investment, such an improvement might not be warranted.

Before deciding to make specific repairs before resale, take time to tour other homes for sale in the neighborhood. Take note of the condition and amenities in those homes.

Here are some improvements that will boost your home’s selling price.

Kitchen Upgrades


Real estate for sale in Charlotte NC

If you ask any real estate expert for the top home upgrade with greatest the returns, the answer will always be the kitchen.

In fact, the kitchen is one of the areas that buyers look at closely when considering a home for sale.

The kitchen is the heart of any home and is one of the smartest spaces to invest in. The average cost of an upscale kitchen remodel is more than $80,000. A full kitchen renovation typically averages a 75% return rate.

However, if your budget is limited, you can try these ideas that will help you get a lovely kitchen for less money.


A fresh coat of paint

Paint is the fastest and the easiest way to give your kitchen a facelift for the least amount of money. You can use paint to freshen up old wood floors, to remake outdated cabinets, and to add a focal point wall to you kitchen.

Do your research

Before purchasing any item for your kitchen, search the web to compare prices. For example, if you’re thinking of getting a new counter-top, you should consider the durability and cost of the material. You should also factor in how it will harmonize with your kitchen’s decor.

You can also do quality and product comparisons by checking out https://www.consumerreports.org/.


Refinish your cabinets

Refinishing your cabinets is one of the best ways to get a new look for less. You can either do the project yourself or send them out to a paint shop for a factory-finish spray coat.

Add storage with simple shelves

Don’t have enough cabinet? You can easily add storage by installing rustic wood shelves of metal brackets.

Replace knobs and pulls

Changing out the knobs or pulls on kitchen cabinets is an inexpensive way to update your kitchen. Get new handles and pulls, but resist the temptation to get something too personal as they tend to get old fast.

Bathroom Updates 


A bathroom is an essential part of any home. Updating this space is one of the best ways to boost your home’s selling price. 

Today’s buyers are looking for relaxing retreats in a bathroom that feels more like a spa that just a normal bathroom. As a seller, you want your bathroom to be both functional and stylish.

A full bathroom renovation, on average, can cost up to $12,000 with 87% ROI.

Updating a bathroom can range from a full scale remodel to simply replacing certain items such as mirrors, sink and faucet, installing new lighting, and repainting.

Aside from remodeling, it is also important to make sure everything works correctly, with no leaks or damaged areas. If there are any issues, these must be addressed before focusing on other changes.

When updating your bathroom, it helps to remember the following features that usually appeal to buyers:

  • New tiles
  • Updated cabinets or fixtures
  • Brighter and more natural lighting
  • A Jacuzzi tub or steam shower in the master bath
  • Heated floors
  • Double sink
  • Shower seat a
  • Ample storage space


Watch the video below for ideas on how to give your bathroom a fresh look without breaking the bank.


Improved Landscaping


Top Real Estate Agent in Charlotte NC


According to the National Association of Realtors®’ 2016 Remodeling Impact Report: Outdoor Features, landscaping beats out all indoor projects when it comes to adding value to your home.

Aside from increasing your home’s value, landscaping is also great for the environment and has been shown to improve our health. Landscaping also helps you showcase your property in the best light possible.

According to a landscape economist, updated landscaping and lawn care can increase a home’s value by 28%, and have it sold 10% to 15% faster.

Here are simple ways you can boost your home’s selling price with landscaping improvements:



Mow and edge your lawn
Mowing and edging your lawn can make your yard look restrained and tamed, creating the appearance of lower maintenance – a popular selling point.

Add a fresh layer of mulch
Adding a fresh layer of mulch can transform a tired, dull yard and into one that looks inviting and well-manicured. New mulch is fairly inexpensive and there are a variety of shades and textures you can choose from to best fit the style of your home.

Make your porch inviting
There’s nothing quite like a cozy and inviting front porch to crank up your home’s curb appeal and entice prospective buyers. To make your porch inviting, you may add an attractive door mat, a tasteful door wreath, or even chairs or swings with comfortable, colorful cushions.

Add lighting
Landscape lighting can take the appearance of your yard to a whole new level. It can help you create a stunning landscape that can be enjoyed during the day and night. A well-lit yard is also an effective security feature!

Need ideas for installing outdoor lighting? Watch the video below:


Plant Shrubs and Trees
A few shrubs and trees can go a long way in making your front yard look lush and inviting. They can enhance your home and garden, creating a sense of order and beauty that will last for many years. They can also be a good way to add privacy to your home and property.


Deck Addition




One surefire way to boost your home’s selling price is to add more living space. However, instead of just being an addition to your home, you can add a functional and beautiful decking. An outdoor deck extends the amount of space of a home.

A new deck will surely catch the attention of buyers who are touring your home. A deck addition that costs about $15,000 will add about about $11,000 to the asking price, for a ROI of 73 %.

A report from U.S. News shows that adding a wooden deck to a home will provide the property owner with about an 81 percent recoup of his or her investment. In addition, a deck is a fantastic selling point. As people spend more time at home, they look for more ways to enjoy their home.

Here are some benefits of adding a deck

  • Additional space to entertain and have friends over
  • A space to relax and unwind
  • Improves your homes overall square footage
  • bookmark
    More space to enjoy hobbies

When done professionally and with careful attention to details, you’ll have a bonus living area that’s easy to maintain all year long with all of its associated benefits. 

New Windows



Does replacing windows add value to your home? The answer is yes!

One of the first things that serious buyers check when viewing a home for the first time is the condition of the windows. This also includes the ease of operation.

Window issues are also some of the common problems that usually come up during the home inspection negotiations. With outdated windows, sellers usually have to agree to a lower sales price in order to keep the home purchase on track.

Windows are a functional update. A $10,000 expenditure on new windows can increase your home’s selling price for about $8,500, for an 85% ROI.

Here are some reasons why you should consider replacing your windows:

Aesthetics
If your windows are already showing signs of wear and tear, buyers may find this type of visual issue distracting or even unattractive and choose to move on to another more appealing home. On the other hand, new windows can make the whole house look better.

Security
Structurally sound windows with good locking mechanisms are an essential part of any home security plan. With modern, secure replacement windows, buyers will see your home as being much more secure than other properties on their list.

Improved Home Market Value
Smart home buyers are aware that utility rates have been rising steadily. It’s only logical that they want to ensure that any home they purchase will be affordable to heat and cool throughout their ownership.

Energy Star-compliant windows help save on heating and cooling bills all year long. When you install high-efficiency windows, you are offering prospective buyers lasting value that often translates into increased buyer interest and better offers.

Replacing the windows can help your home stand out in a crowded market. It can also raise its value before you list your home.

Keep in mind that buyers love buying houses that are not only move-in ready, but updated with modern amenities. With new windows, you can improve your home’s marketability, which in turn will help you command a higher selling price.


Garage Door Replacement




If your garage doors have seen better days, now might be the perfect time to get them replaced.

For most homes, the garage door is the largest exterior feature. It’s no surprise that garage doors can make or break your home’s first impression. By updating outdated doors with new ones, you can dramatically increase your home’s curb appeal and overall value.

Garage door replacement ranked near the top of the list of all home improvement projects as far as return on investment is concerned. A new garage door can recoup an estimated 76.9% of project costs upon resale of the home.

When replacing your garage door, it is important to find a door that complements your home’s architectural style.

Here are other reasons why replacing your garage door is a smart move:


Curb Appeal
Freshly installed garage doors add to the curb appeal of your home. It can provide eye-catching aesthetics and increase the attractiveness of your home to potential buyers.

A garage door is one of the first things prospective buyers and guests see when they pull into the driveway. If you attract them from the outside, you will surely draw them inside.

Improved Energy Efficiency
An aging, outdated, and improperly sealed garage door can be a major source of heat loss in a home. Replacing your garage doors with new ones could help you regain a portion of your investment in utility bill savings, which can also be a selling point since buyers love to save money. Look for a garage door with a high R-value for better insulation.

Security
A new garage door with up-to-date technology appeals to buyers looking for that move-in ready home. Buyers are looking for homes that have maximized protection so a modern garage door is a valuable asset.

Watch the video below and learn how to assemble and hang a new garage door.

Siding Replacement 



The exterior of your home is a buyer’s first impression. If it is in poor condition, buyers will be turned off and won’t step inside. They’ll assume that the interior is also in need repair. That’s the reason why exterior projects tend to rank high on home remodeling lists.

One of the ways to improve the appearance of your home's exterior is by replacing the siding. On average, siding adds a 78% return at resale.

In the annual Cost vs. Value Report by the National Association of Realtors® and Remodeling magazine, new siding consistently ranks as one of the most cost-effective home improvement projects.

Here are some tips to help you with this project:

On a Budget
Vinyl siding is one of the most popular choices for the home’s exterior. It is cost effective and easy to maintain. It is also rot proof and termite proof. It comes in a variety of colors and is relatively easy to install.

Mid-Range
Fiber cement siding is more expensive than vinyl siding. It is a mixture of sand, cement, and cellulose. It also imitates wood-grain remarkably. However, it is important to note that fiber cement siding is typically not a DIY job, so it’s best to leave the installation to professionals.

High-End

If you have enough budget, you can opt for more permanent materials. such as brick and stone. The most common materials are brick and stone veneers, traditional cement-based stucco and newer polymer finishes that mimic the look of stucco. They give the home’s exterior a solid appearance and high durability.

The Crux of the Matter


Selling your home for top dollar requires making some upgrades. These projects will give you the most bang for your buck when you sell your home. However, you should not overlook the nickel-and-dime stuff, like light fixtures, faucets and door knobs.

With so many homes for sale, making the right updates can give your house the edge.



If you’re thinking of selling a home in Charlotte NC, there’s only one team to get in touch with!

It’s Showcase Realty!

Look for me, Nancy Braun, or any of the more than 50 efficient and best-in-class agents.

We can help you sell your house fast, and for more!

We know what works well and we’d like to share it with you! Call us today at 704-997-3794!


What Is A HUD Home and Can I Buy One?

HUD homes – the backstory

You may have heard that HUD homes are a good deal if you are looking to buy a home. But what is HUD housing and why is it available at such a bargain cost?

The Department of Housing and Urban Development (HUD) defines a “HUD home” as “a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage”.

HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. In other words, it’s a property bought using an FHA-insured loan, didn’t meet the monthly mortgage, ended up in foreclosure, bought back by HUD, who is now selling it. That’s how it became a HUD home.

As to why it is available at a lower cost than other homes for sale in Charlotte, it is because the possible cost of repairs is reflected from the price.

HUD wants to sell these homes as soon as possible. To sweeten the deal, they even offer benefits and incentives for the buyers.

The Incentives of HUD Homes

One such incentive is “The Good Neighbor Next Door Program” which seeks to “encourage renewal of revitalization areas by providing an opportunity for law enforcement officers, firefighters, emergency medical technicians and teachers to purchase homes in these communities…in the form of 50% discount off the list of eligible properties”.

If you happen be a community worker mentioned on the list, you are entitled to 50% off on top of the already low-priced home! Imagine the money you’ll be able to save from that!

If the foreclosed homes are not sold within six months, HUD has another special offer. The agency may sell them for $1 each to local governments to  “foster housing opportunities for low to moderate income families and address specific community needs”.

How can you buy one?

For the list of available HUD real estate owned (REO) single-family properties, you can visit the HUD Home Store. This site offers the public, brokers, potential owner-occupants, state and local governments and nonprofit organizations a centralized location where they can search for HUD properties for sale.

It is also the site where registered real estate brokers and other organizations can send bids on behalf of their clients who want to purchase a HUD property.

When you’ve found a Charlotte home you like, contact a HUD-approved real estate broker who can setup a showing for you to visit the home. Unlike the process of buying regular homes, you have to place bids through your agent, and there is a time period where bids are accepted. When that bidding period is over, HUD checks all the bids and accepts the best bid where their agency can get the highest net.

HUD homes are sold as is. If the home you like requires repairs, you will be the one responsible for it. Which is why HUD encourages interested home buyers to get a home inspection before submitting an offer for the home.

Whether you are looking for homes for sale in Charlotte or HUD homes for rent, you know who to call. Call me, Nancy Braun, at (704) 997-3794. I can help you find new homes for sale in Charlotte NC and new Charlotte rental properties and help you pick the property that best suits your budget and preferences.

🏠What Are the Steps to Getting Your Charlotte NC Home Sale-Ready

Homes for sale in Charlotte NC

Are you getting geared up to put your Charlotte NC home on the market?

As a seller, it's your responsibility to ensure that your home is going to show well to potential buyers who are looking for homes for sale in Charlotte NC. Each new visitor is a "first-date" for your house, so you'll want to do everything you can to make sure it's looking its best. You want the buyers who walk in through your doors to be impressed, and for someone to make an offer as soon as possible.

Make sure to set yourself apart from the competition. Remember that the effort and money you'll spend on getting your house ready will affect your chances of securing a successful sale.

There are many things you can do to increase the odds of selling your Charlotte NC home fast and for your full asking price. You can start with these simple steps.

1. Think about First Impressions

The most important aspect of a home showing is the buyer's first impression. However, buyers don't form their first impression of your home when they walk through your door. It happens when they look at the photographs on your online listings.

When looking for a home online, buyers like to see what the home looks like. Without photos, it will be hard for them to determine if it's a home worth considering. Make sure your online photos show your home in its best light.

2. Declutter and depersonalize

This is a task home sellers should never ignore. Get rid of any clutter and personal touches, like many portraits. When people walk into a home that's for sale, they want to be able to picture themselves in it, not the previous owners. Your goal is to create a welcoming, neutral home for every potential buyer.  It' s a simple step that will have a major impact on how your house shows.

3. Stage the house

Home staging can help make your home attractive to buyers. It is also an essential part of marketing a property for sale.

You can either do this yourself or hire one of the staging companies in your area. A professional home stager will have expertise in planning and choosing furniture and accessories, and arranging them in a way that shows off your home to its best advantage so that it sells quickly for maximum profit.

4. Make small repairs

Nothing good comes out of telling an interested buyer. oh, we've been meaning to do that, but we never got round to it. So before you put your home on the market, make all the small repairs you've been putting off.

Your home should be finely tuned before you put it on the market if you want it to attract more buyers and sell for top dollar. Remember, there are several new homes for sale in Charlotte NC so your goal is to rise above the competition.

Preparing a home for sale can be a lot easier with the help of the top real estate agent in Charlotte NC!

Enlist my help today and I will help you get in contact with buyers who are looking for cheap houses for sale in Charlotte NC!

Call me, Nancy Braun, at 704-997-3794. I can help you maximize your home's appeal and secure a swift sale.

Read: How to Sell My Home Fast in Charlotte - a Comprehensive Guide

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