Tag Archives for " Charlotte NC homes for sale "

OPEN HOUSE: Charlotte NC Home for Sale | 9416 Hampton Oaks Ln 28270

Charlotte NC Home for Sale

Grab the chance to own this home for sale in Charlotte NC! This jaw-dropping ranch is located in South Charlotte’s premier neighborhood Providence Plantation on one of the most coveted tree lined streets located on a wooded and private acre lot.

Homeownership Open House Opportunity! –9416 Hampton Oaks Ln, Charlotte, NC 28270– This SUNDAY! June 3 – 2PM – 4PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for Charlotte NC homes for sale and similar properties in surrounding areas, visit: www.ShowcaseRealty.net.

OPEN HOUSE: Home for Sale in Charlotte NC | 9416 Hampton Oaks Ln 2827

Grab the chance to own this jaw-dropping ranch in Providence Plantation! Enjoy the scenic drive through the neighborhood and tree lined driveway to this Charlotte NC home for sale.

Homeownership Open House Opportunity! – 9416 Hampton Oaks Ln, Charlotte, NC 28270 – How to be a homeowner successfully purchasing this HUD-owned home for sale in Charlotte NC! This SATURDAY! May 12 – 12 PM – 2PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for new homes for sale in Charlotte NC or similar properties in surrounding areas, visit: www.ShowcaseRealty.net. Our site has listings of Charlotte NC homes for sale that you will certainly love. 

Strategies for Selling Your Home at Top Dollar by Showcase Realty

Charlotte NC Homes

Are you looking for tried and tested tips for selling your home at top dollar? Selling your home fast and for the most money is not an easy task, but it is possible when you use the right strategies.

Nancy Braun, on her third guesting at Charlotte Today at WCNC NBC, talked about the essential marketing strategies for selling your home quickly and for the highest price.

First on her list is the use of professional photography. With many buyers today beginning their home search online, it’s imperative to showcase your home with stunning professional photography in order to capture the buyers’ attention and to create a positive first impression.

Next, Nancy shared how important the Multiple Listing Service (MLS) is and how it allows sellers the widest exposure in advertising their home for sale. She also discussed why marketing a home with online video makes so much sense. Aside from professional photos, a video tour is a very powerful way to showcase the unique features of the home while giving a much more detailed look at the property.

One of the ways to sell your house fast is having the right agent to efficiently and effectively move through the process. Your agent should be proactively calling potential buyers, communicating with existing customers, and constantly following up on new leads.

If you’d like to know more information on buying and selling Charlotte NC real estate, call Nancy Braun at (704) 997-3794. An expert when it comes to selling homes, she can sell your house in 30 days or less. 

Nancy Braun on Selling Your Home at Top Dollar

Eugene Robinson: Everyone wants to get top dollar when they put their home up for sale, and this morning we’re going to share some strategies for success.

Colleen Odegaard: Welcome this morning, Nancy Braun with showcase realty. Nancy, Good Morning and thank you for being here.

Nancy: Good Morning!

Colleen Odegaard: Alright I like this, you’ve got 5 essential marketing strategies to help people get top dollar for their house. The first one, and this is important: Use professional photos, why is that so critical?

Nancy: Well, in the old days, as realtors, we used to be able to find the homes for our clients and they didn’t have access to the internet like we do. Today, people now search on the internet for homes. They look in the internet, on different sites and they are going to be attracted based on the photos. So now, I’m not necessarily honing in and trying to find the home, the client comes to me, they hand me a bunch of MLS numbers that they found on various websites and say “I want to see this home”, “I wanna see that home”. First and impression is everything, photography is everything. So you really have to make sure you have someone who understands how to take photos of homes, not just a photographer that takes pictures of people. It’s a very different thing.

Colleen Odegaard: It is different, I’ve seen people use cell phone picture and the room is dark and it’s not centered right and I thought, Do you people want to sell your house, why would you use pictures like that?

Nancy: That’s right, professional photography is very expensive. You also need to have the editing ability, so editing programs, we at Showcase have our own professional photographer on staff.

Colleen Odegaard: That’s great, great.

Eugene Robinson: Okay, next is the MLS. What is the MLS? What is it? Why does it have to be enticing and complete?

Nancy: MLS is what feeds to all the other websites. All the information, the description of the property, all the features of your home is all gonna be laid out by the real estate agent, to promote your home. Then it feeds into Zillow and some of the other popular website, and it’s very important that you spend a lot of time honing in and making sure you’re really capturing all the enticing features of your home. I would suggest that if you do have your home in the market or you’re planning to have your home on the market, look at your MLS Sheet. Ask your agent to send it to you as a proof so you can make sure you have everything on there that you want and are really important features. It might not just be the home, it might be the location, it might be near some really great shopping, or great access to certain highways, or lakes, or recreation areas. So you want to make the captions and descriptions emotionally engaging, not just technical.

Colleen Odegaard: Yes, that’s good advice. You’re good, Nancy. What about the use of video?

Nancy: Videos are keys. I went on a listing appointment recently, and the guys was about 35 years old. And he said, “Do you do video?” I go, “Oh my gosh, of course we do video” Then he said “Well that’s good ‘coz I won’t even look at a listing online unless there’s a video attached. And I said “Why is that?” “’Coz I don’t like clicking through the photos, it’s too hard.” A lot of people also--- we don’t like this but as a business owner--- but reality is, a lot of employees are looking at homes while they are working. So they might have their cell phone right beside them, and they want the video to play while they’re working.

Colleen Odegaard: So video tour of the property for sale?

Nancy: Yes, the video also gives them the 3D kind of involvement: How’s the flow of the home? How does it feel when you enter? There’s a lot of different styles of videos, a lot of real estate agents kind of have the slideshow of the flat photos but you can also have real video where you’re actually in the home shooting the video.

Colleen Odegaard: And which is what you use, we saw you in that one video we showed just a moment ago.

Nancy: Right.

Eugene Robinson: So where should we post these videos?

Nancy: We post them on Facebook, on social media, and you can post it on Zillow. Zillow also has something that a lot of people don’t realize that they have: an app that the RealtorⓇ can access where they can do this 2-minute video just by walking through the home using the app. I would say majority of the listings on Zillow don’t have this posted, but supposedly. Zillow said they get 4 times more views if they have that video attached to their program.

Colleen Odegaard: Another strategy you have for success when it comes to a good sale: Fast lead follow up right? Like you can’t sleep on it man, let’s make it snappy.

Nancy: Everyone is instant, everyone is used to the internet, they want instant response. So if you return someone’s inquiry, whether it’s an email or a voicemail or a call, two hours later, they’ve moved on to another property, they’re in another neighborhood, so they need that instant, instant return. You want to be sure that the RealtorⓇ you’re working with is going to respond to the calls and the emails immediately while the person’s engaged on that house.

Colleen Odegaard: You’re so right about that, people are impatient when it comes to real estate. When somebody wants to see a house and they want to make an offer, they want to do it that minute, not two hours later. That’ so true.

Nancy: Yes, in this world, everything’s instant now. There’s a study that’s been done in hospitality industry that says: 10 years ago, people would be okay waiting in line when they went to a hotel for up to four minutes, they wouldn’t get anxious. Now it’s 20 seconds--- twenty seconds, that’s how much patience we have.

Colleen Odegaard: Oh my gosh.

Eugene Robinson: Wow.

Colleen Odegaard: We have to calm down. Makes your job really hard, doesn’t it?

Nancy: Yes, and people don’t want to have the phone ringing three times, you have to answer your phone on the second ring or they think that you’re ignoring them.

Colleen Odegaard: Which is why at Showcase Realty, you have so many people on staff ready to answer the call. If you’re ready to put your home on the market or you’re looking for a home to buy, visit: experthomehelp.com, experthomehelp.com. That’s where you’ll receive a free copy of Nancy Braun’s book: The Ultimate, No Holds Barred Guide to Selling and Buying a Home in the Carolinas. Again the website is experthomehelp.com. Nancy, thank you so much, you’re so good at what you do.

If you are selling your Charlotte NC real estate, feel free to contact Showcase Realty's Nancy Braun at (704) 997-3794. She has the knowledge and expertise that you need to sell your home for top dollar.

OPEN HOUSE: Home for Sale in Charlotte NC | 5122 Allen Rd E, 28269

Custom hard stucco ranch on over half an acre!

Homeownership Open House Opportunity! –5122 Allen Rd E, Charlotte, NC 28269 – How to be a homeowner successfully purchasing this HUD-owned home for sale in Charlotte NC! This SATURDAY and SUNDAY! April 7 and 8 – 1PM – 3PM!

Charlotte NC Home for Sale

The home boasts a roomy master suite, with relaxing large whirlpool jetted tub and separate large tiled shower with frame-less glass door and walk-in closet. Great room with wood burning rock fireplace with gas starter and vaulted ceilings. Dining room and office octagon. Very spacious dream kitchen with SS appliances, granite, island, ceramic tile backsplash, porcelain sink, large pantry, gas 5 burner cooktop, garbage compactor and cherry cabinets. Home features rich dark hard woods and tile. Large deck with pergola for shade overlooking the Beautifully landscaped backyard.

Schools

  • Elementary School: Nathaniel Alexander
  • Middle School: James Martin
  • High School: North Mecklenburg

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for Charlotte NC homes for sale, foreclosed homes in Charlotte NC for rent or similar properties in surrounding areas, visit: www.ShowcaseRealty.net. Our website features listings of new homes for sale in Charlotte NC.

Nancy Braun Shares Keys to Buying A Home in a Seller’s Market

Real Estate in Charlotte NC

Are you searching for your next home?  

Get expert tips from Nancy Braun, the top real estate agent in Charlotte NC, as she talks about the keys to buying a home in a seller’s market,  on Charlotte Today at WCNC NBC.

Buying a home in a seller’s market can be a bit more challenging. According to Nancy, a buyer has to move fast and be prepared to write a strong, flexible offer. Expect that there will be multiple offers, cash offers, and bidding wars.

In this type of market, there are more buyers than there are homes available for sale. There will be fierce competition. So, how in the world do you set yourself apart from the rest of the buyers?

Here is where Nancy’s expertise can help you!

She highlights the importance of knowing what the sellers are looking for and finding out as much as you can about the sellers’ situation. With the information, she offers her clients advice regarding the best way to approach the seller, and  how and what to offer.

She also mentions the necessity of writing a personal letter and how it can be a deciding factor for sellers. The “love letter” gives the buyers the opportunity to connect with the sellers on a personal level, and explain why they want the home and why their offer should be chosen.

If you need more information on buying and selling Charlotte NC real estate, call  Nancy Braun at (704) 997-3794. If you’re a buyer, she can also help you find the home of your choice from the new homes for sale in Charlotte NC. 

Colleen: If you're thinking about buying a home soon, it's time to get your game on.

Eugene: It's a seller's market and that means there’s some tough competition for buyers who are interested in the same property.

Colleen: Yeah. Nancy Braun with Showcase Realty can help. So Nancy, it really is a seller's market. What does that mean for buyers?

Nancy: It's very challenging for some buyers especially anything under $500,000. There's such a demand. So the buyers have to be very, very quick to look at homes and be prepared to write an offer right when they're at the house. 

Colleen: Because a lot of times multiple buyers will be putting an offer on the same home.

Nancy: That's right. Any of the best houses especially some of the homes that are close in into the Charlotte region are going to sell very, very quickly and there's gonna be multiple offers.

Colleen: Now, you really help your clients, your buyers stand out. Talk about how you do that.

Nancy: So one of the things I do right when I'm at the house, showing the house, I call the agent directly and then I ask the agent, “Well, tell me what the sellers are looking for?” It’s not always price. It could be timing. It could be that they love that stove. It could be that they want time to move after closing and rent back from the buyer. And I want to know those criteria because those might appeal to that seller more than just writing a traditional offer. 

Colleen: So you like to put together a good claim - that solid offer. Talk more about what that looks like.

Nancy: So, yes. We always use that term, “clean” but it includes not asking for a lot of things. So if you might ask for that patio furniture in the backyard, well that might be his grandmother's, you know. You don't know what it's important to that seller. So that phone call really kind of narrows down what are permissible for me to include in the offer and what isn't. But as simple as how many days for due diligence might alter my offer to take second place over another offer. So I want to have a short period of time for us to do our investigation as far as making sure that they know that we can move forward. I want to make sure that we can put up as much due diligence fee and earnest money deposit as my clients can afford.If they can do cash, cash always wins. Or if they can't do cash, then I want an actual approval letter from the lender. I don't want some weak pre-qualification letter. I want a letter actually written specifically for this property from my lender that the seller can look at and go, “Wow! This is a really solid buyer.” 

Colleen: So you actually have the buyer write a letter about why someone likes the house so much, maybe even include a family photo?

Nancy: Absolutely. Absolutely. That really makes a big difference. I recently sold my parents house and I can tell you that the first buyer that came through wrote me one of those letters. And I could feel, you know, this is a home I grew up in. My mom would love this home. It really meant a lot to me. So, I know that that personal letter from a buyer is critical in a multiple offer situation especially, if they're going to be owner-occupants. I was at an appointment last night and they were talking about them selling another home that they had and they were disappointed that the For Rent sign went up in the yard right after they sold it. And they internalized and personalized the home. So those letters - we in the industry call them love letters - really could be effective. So when I sit down and meet with a buyer, initially, I'll say, start writing the letter. We'll eventually get the particulars about the home that might really be relevant to this specific home we find but you can start getting pictures of your dogs, your kids, and reasons why you moved to Charlotte or some hot buttons that someone might, you know, be interested in hearing. 

Colleen: And quickly, I should mention too, you don't just do this via email. You put it all together in a nice little packet to give to the other agent.

Nancy: Yes, right. So traditionally most people just email the offer to purchase. Whereas, our multiple offer package could be really quite thick and it's going to have letters from the lender and letters from the buyers. It's going to have the specific disclosures included. It's going to have more documents documenting that they have the earnest money copies of their checks that they're submitting. It's a very, very thorough package including a table of contents. So always I think of seller includes if it's a husband and wife you've got one that's more detailed, number focused. One's more emotionally focused. So obviously the letters are more emotionally driven but then the table of contents and all the documentation appeals to the other partner who's going to be more detailed. 

Colleen: It’s a nice touch. You'll get that here at Showcase Realty. Nancy, thank you so much.

Nancy: Thank you.

Colleen: If you're interested in buying a home or if you're ready to put yours on the market, visit ShowcaseRealty.net or better yet, call Nancy Braun at Showcase Realty. The number is 704-997-3794.Make sure you mention Charlotte Today. If you do, you'll receive a free copy of Nancy's book, The Ultimate No Holds Barred Guide to Selling & Buying a Home in the Carolinas. Again, the number is 704-997-3794. Nancy, thank you so much.

Eugene: Nancy, thank you.

Nancy Braun Shares Home Selling Tips on Charlotte Today

Real Estate for Sale in Charlotte NC

Are you thinking of selling your Charlotte NC real estate? Get top tips from the best real estate agent in Charlotte NC!

Nancy Braun, owner and Broker-in-Charge of Showcase Realty, was recently invited as a guest in Charlotte Today, a local lifestyle and entertainment show on Channel 36 on NBC.  

She talked about the real estate market right now and how it is a great time to sell Charlotte NC homes since there are more buyers than there are homes to choose from.

Nancy also shared tried and tested tips that will help sellers get the most out of their home sale. She discussed how people tend to overlook landscaping and focus so much on the interior of the house. The truth is failing to boost your home’s curb appeal can be damaging.

Next, she explained the importance of decluttering and how essential it is to help the buyers envision their things in the home. Nancy highlighted that if you're at a point where you're not sure what to do with that particular piece of furniture, you have to remember that less is more.  

Lastly, Nancy talked about the need for keeping the entire home clean during the entire selling process.

Watch the video for more details on how to sell your home fast!

Whether you are selling your home or looking for new homes for sale in Charlotte NC or houses in Charlotte NC for rent, you know how to call. Call Nancy Braun at 704-997-3794 for more information on buying and selling Charlotte NC real estate.

On Selling Charlotte NC Real Estate

Colleen: If you've ever thought about selling your home, now's the time. It's never been a better market for sellers. I went to Showcase Realty to find out more.

Well, now is a great time to sell a home. Here to tell us more about it, is Nancy Braun with Showcase Realty. Nancy, first off, explain the state of the market right now. What's it like out there?

Nancy: The market is so spectacular. It is really a seller's market. There are more buyers than there are homes to pick from. So, we have actually only up two and a half months inventory supply in a true- even market, there would be a six-month inventory supply.

Colleen: So Nancy, you have some tips to get the most out of your home sale. What are they?

Nancy: Well, one of the things that people overlook is landscaping and they think they focus so much on the interior of the house and they don't realize that a lot can go a long way if you just, you know, prune and put some mulch down and put some beautiful flowers out, pull some weeds and- and actually add some beautiful dynamics and color to your front scape. So, I can tell when I'm driving up to a house if the buyer is gonna be interested just by their breath, how they respond to the house. And they almost make that decision before they even get in the house. So the curb appeal which is so overlooked sometimes can really be damaging. It's simple, you know, go and get some new pine needles or get some new landscaping flowers. Red and yellow is Feng Shui. It’s supposed to sell houses. So, put away your purples and the pink, you know, the pastels and do the red and yellow.

Colleen: Next up, you say declutter.

Nancy: Declutter. Yes, so. It is so critical that you try to make the home in the way a buyer will envision their things in the home. So if there's too much in the home then they can't see beyond it. A lot of people don't have vision as much as we think they do. I have clients that also say to me, “Well, you know, I don't want to paint. I don't know what color they want. Maybe they'll just paint themselves. They can replace the carpet themselves.” They don't envision that property to look the way it should look. So, a little can go a long way. I don't want anyone to really spend a lot of money renovating the home, rehabbing the kitchen. They're never gonna get a 100% back. If not, even more back. But the smaller things like paint, declutter, make sure that there's a traffic pattern. They can walk through rooms very easily without having to walk around things. And I always say, less is more. So, after I leave I say, “You know, if you're at a point where you're not sure what to do with that particular piece of furniture, less is more.”

Colleen: Good advice.

Nancy: Just remember, less is more.

Colleen: Also, keep it clean like squeaky clean pristine, right?

Nancy: It is incredible but we get used to, even myself, you get used to the little cobwebs up in the ceiling. And you don't realize that there's a little dust on your fans and your ceiling fan. And the filters need to be changed. Those things actually get noticed. So you’re a seller, you're… the buyers that come into that home, they think if you can't maintain the home, then you're not maintaining it in other ways like maintaining your furnace or maintaining your plumbing. And it's just a visual sense. If they feel like it's squeaky clean like you say, they're gonna like the house more. They're gonna feel more comfortable in the house. And so get that professional cleaner in there over and beyond yourself. And if you're tight on money, just you do the elbow grease and just make sure you're cleaning. One thing that I always think is kind of funny is people always open things. People are touchy-feely. They want that connection, right? So they go in the kitchen, they always open the microwave. Well, if you've got a dirty microwave - not that you're gonna find anything different in one person's microwave versus another person's microwave but it's like arm distance, so they open it.

Colleen: Yeah.

Nancy: So it's like, you know, go ahead and, you know, straighten out the cans in your cupboard.Clean out the refrigerator because you don't know what they're gonna open and that just goes a long way.

Colleen: Great advice. Nancy, thank you so much. Thank you for your time.

Nancy: You're welcome. Thank you for having me.

So if you're interested in selling your home or looking for home to buy, visit ShowcaseRealty.net, ShowcaseRealty.net. Or better yet, call Nancy at Showcase Realty. The number’s 704-997-3794. Again, 704-997-3794. Make sure you mention Charlotte Today. If you do, you'll receive a free copy of Nancy Braun's book, The Ultimate No Holds Barred Guide to Selling and Buying a Home in the Carolinas. Again the number’s 704-997-3794.

What Is A HUD Home and Can I Buy One?

HUD homes – the backstory

You may have heard that HUD homes are a good deal if you are looking into buying a home. But what is a HUD home and why is it available at such a bargain cost?

The Department of Housing and Urban Development (HUD) defines a “HUD home” as “a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage”.

HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. In other words, it’s a property bought using an FHA-insured loan, didn’t meet the monthly mortgage, ended up in foreclosure, bought back by HUD, who is now selling it. That’s how it became a HUD home.

As to why it is available at a lower cost than other homes for sale in Charlotte, it is because the possible cost of repairs is reflected from the price.

HUD wants to sell these homes as soon as possible. To sweeten the deal, they even offer benefits and incentives for the buyers.

The HUD incentives

One such incentive is “The Good Neighbor Next Door Program” which seeks to “encourage renewal of revitalization areas by providing an opportunity for law enforcement officers, firefighters, emergency medical technicians and teachers to purchase homes in these communities…in the form of 50% discount off the list of eligible properties”.

If you happen be a community worker mentioned on the list, you are entitled to 50% off on top of the already low-priced home! Imagine the money you’ll be able to save from that!

If the foreclosed homes are not sold within six months, HUD has another special offer. The agency may sell them for $1 each to local governments to  “foster housing opportunities for low to moderate income families and address specific community needs”.

How can you buy one?

For the list of available HUD real estate owned (REO) single-family properties, you can visit the HUD Home Store. This site offers the public, brokers, potential owner-occupants, state and local governments and nonprofit organizations a centralized location where they can search for HUD properties for sale.

It is also the site where registered real estate brokers and other organizations can send bids on behalf of their clients who want to purchase a HUD property.

When you’ve found a Charlotte home you like, contact a HUD-approved real estate broker who can setup a showing for you to visit the home. Unlike the process of buying regular homes, you have to place bids through your agent, and there is a time period where bids are accepted. When that bidding period is over, HUD checks all the bids and accepts the best bid where their agency can get the highest net.

HUD homes are sold as is. If the home you like requires repairs, you will be the one responsible for it. Which is why HUD encourages interested home buyers to get a home inspection before submitting an offer for the home.

Are you considering purchasing a HUD home? Call me, Nancy Braun, at (704) 997-3794.

PRICE REDUCED! 2200 Cloister Dr Charlotte NC 28211 | Home for Sale

PRICE REDUCED! 2200 Cloister Dr Charlotte NC 28211 | Home for Sale

Gorgeous modern open floor plan home in the heart of Southpark!

Great features include detached garage with full bedroom upstairs, 3 outdoor entertaining area for your dream garden and gatherings, huge library with built-ins and rolling ladder, recessed lights throughout, kitchen and baths are accented with beautiful stones and glass tiles, modern light fixtures, jack n Jill bath, 2nd story is the master suite with balcony, platform bed, large walk-in closet, walk-in pantry, invisible fencing and so much more!

This property can be yours for ONLY $999,900.

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for similar properties in Charlotte NC and surrounding areas, visit: www.ShowcaseRealty.net.

5009 Magnasco Ln Charlotte NC 28208 | SOLD

5009 Magnasco Ln Charlotte NC 28208 | SOLD

Another home SOLD!

Check out this freshly remodeled 3 bed 2 bath home the Reid Meadows neighborhood in Charlotte. Over 1400 sq. ft of airy open living space. Large kitchen with dining area, perfect for meals. Bedrooms are large with plenty of room for the whole family. Spacious fenced backyard is perfect for enjoying the weather. 

Do you know of anyone thinking of selling? We need inventory — we have lots of buyers but no houses. If you or someone you know has thought about selling, please let us know.

Call or text Nancy Braun at 704-997-3794 today!

We provide great marketing for your homes. Let us show you how: ShowcaseRealty.net

How to Get the Best First Time Home Buyer Mortgage

Are you excited to have your own home?

If you’re tired of renting, or living with roommates, and you want to feel like an adult and be independent, or you are getting married and starting a family, you are emotionally ready to have a home of your own.

But are you ready for the fees and responsibilities that come with it?

A home is an investment, and it may be among the biggest financial investment you’ll ever make. Many of us rush the process of home purchase, when it requires a lot of preparation and careful planning.

Decisions, decisions

Among the many decisions you have to make in buying a home in Charlotte NC  is which lender to choose.

It can be challenging to find the right lender to work with, especially since there are so many mortgage lenders ready to accept your loan application.  However, just because the lender is willing does not mean it is the right one for you.

Remember, you’ll be paying your mortgage for years to come, so you might as well take the time to study the different mortgage options available to you.

Top tips on picking the right mortgage lender

Getting a house loan is not as easy as walking into a bank or any lending institution, presenting your situation, signing some paperwork and walking out with what you need. It’s a little more complicated than that.

  • Get to know the different mortgage lenders. Before you decide on a particular mortgage lender, do some research on the different lenders in your area.  The most common types of lenders are big banks, mortgage banks, credit unions and mortgage brokers.

You want to find a organization that offers a good loan program with low interest rates, one which is invested in its clients, and one which can help you close the deal fast. You can do this by searching online, asking for references from friends, family members, and your real estate agent.

  • Decide on whether you need a mortgage broker or a mortgage banker.  A mortgage broker is someone who can make the job of finding lenders easy. There are several benefits associated with mortgage brokers like convenience and expertise in handling the requirements. But you should know that there are also some less than appealing aspects.

Mortgage brokers get a commission when they arrange the deal between the lender and the new homeowner.  You’ll find that there are mortgage brokers who’ll set you up with a lending institution simply because they’ll receive a higher commission, regardless of whether the interests in the mortgage lending institution will cost you more.

A mortgage banker is essentially a loan officer. These are people who have either a real estate background or someone who has worked for a different department in the bank. When you decide to get a home loan from the bank, they are the ones who will present the different products or services their bank offers, and guide you in choosing the most suitable one for your situation.

An advantage of working with mortgage bankers is they don’t get any commission on whatever mortgage you choose. Regardless of the amount of the mortgage you’ll have, mortgage bankers don’t have the financial incentive to push you to get a large mortgage deal. In fact, a lot of them say “No” to whatever outrageous requests or demands you ask for because they strictly follow their bank policies and rules.  

  • Interview the lenders. Create a shortlist of mortgage lenders, and set up an interview with the best three. Prepare a series of questions to help you determine if they offer the services you have in mind.

You don’t need to get a loan to ask questions. You can simply ask the loan office or mortgage banker to assist you in understand some things. That way you can have a good amount of information when you leave.

Mortgage shopping allows you to see the different products and interest rates, which will make decision making easier.

Buying a Charlotte NC home for the first time is a great learning experience. With the right help and support from an experienced real estate agent, it will also be a beautiful journey.

Call me, Nancy Braun, at (704) 997-3794. Let me make your first home purchase a success.

 

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