Tag Archives for " Charlotte Homes For Sale "

OPEN HOUSE: Charlotte NC Home for Sale | 9416 Hampton Oaks Ln 28270

Charlotte NC Home for Sale

Grab the chance to own this home for sale in Charlotte NC! This jaw-dropping ranch is located in South Charlotte’s premier neighborhood Providence Plantation on one of the most coveted tree lined streets located on a wooded and private acre lot.

Homeownership Open House Opportunity! –9416 Hampton Oaks Ln, Charlotte, NC 28270– This SUNDAY! June 3 – 2PM – 4PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for Charlotte NC homes for sale and similar properties in surrounding areas, visit: www.ShowcaseRealty.net.

OPEN HOUSE: Home for Sale in Charlotte NC | 9416 Hampton Oaks Ln 2827

Grab the chance to own this jaw-dropping ranch in Providence Plantation! Enjoy the scenic drive through the neighborhood and tree lined driveway to this Charlotte NC home for sale.

Homeownership Open House Opportunity! – 9416 Hampton Oaks Ln, Charlotte, NC 28270 – How to be a homeowner successfully purchasing this HUD-owned home for sale in Charlotte NC! This SATURDAY! May 12 – 12 PM – 2PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for new homes for sale in Charlotte NC or similar properties in surrounding areas, visit: www.ShowcaseRealty.net. Our site has listings of Charlotte NC homes for sale that you will certainly love. 

OPEN HOUSE: Home for Sale in Charlotte NC | 5122 Allen Rd E, 28269

Custom hard stucco ranch on over half an acre!

Homeownership Open House Opportunity! –5122 Allen Rd E, Charlotte, NC 28269 – How to be a homeowner successfully purchasing this HUD-owned home for sale in Charlotte NC! This SATURDAY and SUNDAY! April 7 and 8 – 1PM – 3PM!

Charlotte NC Home for Sale

The home boasts a roomy master suite, with relaxing large whirlpool jetted tub and separate large tiled shower with frame-less glass door and walk-in closet. Great room with wood burning rock fireplace with gas starter and vaulted ceilings. Dining room and office octagon. Very spacious dream kitchen with SS appliances, granite, island, ceramic tile backsplash, porcelain sink, large pantry, gas 5 burner cooktop, garbage compactor and cherry cabinets. Home features rich dark hard woods and tile. Large deck with pergola for shade overlooking the Beautifully landscaped backyard.

Schools

  • Elementary School: Nathaniel Alexander
  • Middle School: James Martin
  • High School: North Mecklenburg

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for Charlotte NC homes for sale, foreclosed homes in Charlotte NC for rent or similar properties in surrounding areas, visit: www.ShowcaseRealty.net. Our website features listings of new homes for sale in Charlotte NC.

How to Avoid Getting Your House Foreclosed On

 

Don’t give up, there is still hope

You’ve worked so hard to buy your home, and it is one of your biggest investments. You are proud of it, and it is a source of comfort and peace for you. But if you fall on hard times, and you are unable to keep up with your monthly mortgage payments, you may lose your home to foreclosure.

Before such a drastic thing happens, what can you do to avoid foreclosure?

If you are at the end of your rope financially, don’t give up. Consider your other options. Just think of how much more difficult it will be to get a new home when you credit rating is affected. It will definitely be affected if you let your lender foreclose your home.

Foreclosure alternatives

If your monthly mortgages are piling up, here are some options for you to choose from:

  • Consider a short sale.  A foreclosure is a big deal to lenders because they will lose money, so when you are unable to make payments, the lender usually takes it to court. And if you happen to have a second mortgage or other loans secured by the home, you stand the chance of not just losing your home but your money as well.

When there is no way for you come up with the monthly mortgage, a short sale is a better option. Doing a short sale is beneficial for both you and the lender, and a far better alternative than foreclosure.  

A short sale is when you sell the home for less than the outstanding mortgage on it, with the signed approval of the lender of course.  In a short sale, your REALTOR® will work with the mortgage lender to get a deficiency waiver so that the balance can be forgiven. Your REALTOR® will also work with any  other lenders so that their lien or claim can be removed.

One advantage of short sale over foreclosure is there will be no foreclosure stigma attached to your credit rating. Foreclosures appear on your credit report for seven years, and make it difficult to buy a new home, even if you have saved enough for a down payment and have already gotten a good job.

A short sale also appears on your credit record and lowers your credit score, but you will have get a shorter waiting period before you quality for a Fannie Mae or Fred Mac loan.

Another advantage of short sale is it allows a fresh start. With a foreclosure, only your mortgage payments are taken care of, but with a short sale, all your debts are negotiated by the real estate agent. The selling process will proceed like a normal real estate transaction, so if you chose not to tell your neighbors, they won’t even know the real reason why you’re selling your home.

  • Talk to your lender about a loan modification. When you realize you are behind on your payments and you are not able to come up with a full amount to cover the outstanding monthly mortgage, you need to call your lender.  Most lenders would rather negotiate a compromise which will help you catch up with your payments rather than foreclose on your home. A loan modification can give you a more affordable monthly  mortgage payment, it’s less damaging to your credit rating, and best of all, lets you keep your home.
  • Seek assistance from the government. There are several government programs to help you refinance your loan.  You might consider getting help from the Making Home Affordable (MHA), or the Home Affordable Modification Program (HAMP).  These programs seek to provide qualified homeowners a chance to reduce their monthly mortgage payment to a more affordable price.
  • Opt for a mortgage forbearance agreement.  If you are having difficulty with your monthly payments because of a temporary issue like unemployment or health problems, another good option is talking to your lender about a forbearance agreement.

A mortgage forbearance agreement is a temporary solution for borrowers.  In this agreement, the lender agrees to reduce or suspend payments for a specific time frame, and not to initiate foreclosure. You as the borrower, promise to pay an additional amount to cover the monthly mortgage, including the principal, interest, taxes and insurance, once the agreed upon time period has elapsed.

Don’t allow your hard work to go to the lender. There are many ways you can avoid getting your home foreclosed on.

Whether you are looking for cheap homes Charlotte NC or just want to know more about Charlotte foreclosures and short sales, you can contact me for help. Call me, Nancy Braun, at (704) 997-3794. Let my skills and experience as one of the top REALTORS® of Charlotte help you sell your home.

 

What Is A HUD Home and Can I Buy One?

HUD homes – the backstory

You may have heard that HUD homes are a good deal if you are looking into buying a home. But what is a HUD home and why is it available at such a bargain cost?

The Department of Housing and Urban Development (HUD) defines a “HUD home” as “a 1 to 4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage”.

HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim. In other words, it’s a property bought using an FHA-insured loan, didn’t meet the monthly mortgage, ended up in foreclosure, bought back by HUD, who is now selling it. That’s how it became a HUD home.

As to why it is available at a lower cost than other homes for sale in Charlotte, it is because the possible cost of repairs is reflected from the price.

HUD wants to sell these homes as soon as possible. To sweeten the deal, they even offer benefits and incentives for the buyers.

The HUD incentives

One such incentive is “The Good Neighbor Next Door Program” which seeks to “encourage renewal of revitalization areas by providing an opportunity for law enforcement officers, firefighters, emergency medical technicians and teachers to purchase homes in these communities…in the form of 50% discount off the list of eligible properties”.

If you happen be a community worker mentioned on the list, you are entitled to 50% off on top of the already low-priced home! Imagine the money you’ll be able to save from that!

If the foreclosed homes are not sold within six months, HUD has another special offer. The agency may sell them for $1 each to local governments to  “foster housing opportunities for low to moderate income families and address specific community needs”.

How can you buy one?

For the list of available HUD real estate owned (REO) single-family properties, you can visit the HUD Home Store. This site offers the public, brokers, potential owner-occupants, state and local governments and nonprofit organizations a centralized location where they can search for HUD properties for sale.

It is also the site where registered real estate brokers and other organizations can send bids on behalf of their clients who want to purchase a HUD property.

When you’ve found a Charlotte home you like, contact a HUD-approved real estate broker who can setup a showing for you to visit the home. Unlike the process of buying regular homes, you have to place bids through your agent, and there is a time period where bids are accepted. When that bidding period is over, HUD checks all the bids and accepts the best bid where their agency can get the highest net.

HUD homes are sold as is. If the home you like requires repairs, you will be the one responsible for it. Which is why HUD encourages interested home buyers to get a home inspection before submitting an offer for the home.

Are you considering purchasing a HUD home? Call me, Nancy Braun, at (704) 997-3794.

🏠What Are the Steps to Getting Your Charlotte NC Home Sale-Ready

Homes for sale in Charlotte NC

Are you getting geared up to put your home on the market?

As a seller, it's your responsibility to ensure that your home is going to show well to potential buyers. Each new visitor is a "first-date" for your house, so you'll want to do everything you can to make sure it's looking its best. You want the buyers who walk in through your doors to be impressed, and for someone to make an offer as soon as possible.

Make sure to set yourself apart from the competition. Remember that the effort and money you'll spend on getting your house ready will affect your chances of securing a successful sale.

There are many things you can do to increase the odds of selling your Charlotte NC home fast and for your full asking price. You can start with these simple steps.

1. Think about First Impressions

The most important aspect of a home showing is the buyer's first impression. However, buyers don't form their first impression of your home when they walk through your door. It happens when they look at the photographs on your online listings.

When looking for a home online, buyers like to see what the home looks like. Without photos, it will be hard for them to determine if it's a home worth considering. Make sure your online photos show your home in its best light.

2. Declutter and depersonalize

This is a task home sellers should never ignore. Get rid of any clutter and personal touches, like many portraits. When people walk into a home that's for sale, they want to be able to picture themselves in it, not the previous owners. Your goal is to create a welcoming, neutral home for every potential buyer.  It' s a simple step that will have a major impact on how your house shows.

3. Stage the house

Home staging can help make your home attractive to buyers. It is also an essential part of marketing a property for sale.

You can either do this yourself or hire one of the staging companies in your area. A professional home stager will have expertise in planning and choosing furniture and accessories, and arranging them in a way that shows off your home to its best advantage so that it sells quickly for maximum profit.

4. Make small repairs

Nothing good comes out of telling an interested buyer. oh, we've been meaning to do that, but we never got round to it. So before you put your home on the market, make all the small repairs you've been putting off.

Your home should be finely tuned before you put it on the market if you want it to attract more buyers and sell for top dollar.

Preparing a home for sale can be a lot easier with the help of the top real estate agent in Charlotte NC!

Enlist my help today!

Call me, Nancy Braun, at 704-997-3794. I can help you maximize your home's appeal and secure a swift sale.

Read: How to Sell My Home Fast in Charlotte - a Comprehensive Guide

✋What Mistakes Can Seriously Hamper the Sale of Your Charlotte NC Home

homes for sale in Charlotte NC

Mistakes on the small things aren’t a big deal.

However, when it comes to selling your home, you need to do everything right. Before you get too excited about seeing the “Sold” sign out on your lawn, there are some things you should be  aware of first.

Homeowners, especially first time sellers, often commit mistakes that cause negative feedback on their home and hamper their sale.

Here are three major blunders you should avoid at all costs:

1. Improperly Pricing the Home

The most common reason why a home doesn’t sell is that the asking price has been set too high. A high price will make buyers wonder what is so special about the property but might leave them disappointed in the end.

If you price your home too high, you’re setting yourself up for a number of obstacles to selling your Charlotte NC home. Even if you receive an offer, the deal may fall apart before the closing because the buyer might encounter problems financing at too high a price.

Keep in mind that the right asking price is your most important tool in real estate. A professional market analysis done by an experienced agent like me can give you the accurate, reliable foundation you need to price your home right.

As your agent, I will evaluate your home’s location and lot size; your home’s age, size and condition; the number of bedrooms, baths, and total rooms; and the kinds of extra features it has. Then, I will compare your home with similar properties currently for sale or recently sold.  As the top real estate agent in Charlotte, I have access to the Multiple Listing Service (MLS), which gives me all the information needed to accurately and thoroughly compare your home to similar properties.

2. Staying too emotionally attached

It’s natural to grow fond of the home where you created memories with your family and friends. However, once you decide to sell, you’ll have to emotionally detach from your home. You must now view the property as a blank canvas that is ready for someone else’s memories to be created there.

Although your home may hold a lot of sentimental value, it does not directly translate to its financial value. You can’t price your home according to what it means to you.  

Some sellers make the mistake of pricing their home too high due to their attachment to the property. However, this can backfire and cause the home to languish on the market instead.

Take the time to ensure you’re emotionally prepared for the home selling process so you won’t end up sabotaging your chances of a quick and successful sale.

3. Limited showings

If your home is priced right and shows well, you could get showing requests within hours of listing the home with your agent. To sell it quickly, you need to cooperate when your real estate agent wants to show it.

Your goal is to accommodate as many buyers as possible, even if their timing is inconvenient. If you turn away prospective buyers or make it difficult to show your home, it sends a negative message — that you’re not motivated or serious about selling.

If your house isn’t easy to show, it won’t be easy to sell either.  You’ll need to be flexible when buyers ask to see your home even on short notice.

 

If you avoid these classic mistakes, you might close your sale faster and easier than you’d have thought possible.

We would love to work with you!

Call me, Nancy Braun, at 704-997-3794. We deliver fast results! The average agent sells a home in 67 days, while our average time for selling a home is only 43 days!

 

Read: How to Sell My Home Fast in Charlotte – a Comprehensive Guide

 

How to Get the Best First Time Home Buyer Mortgage

Are you excited to have your own home?

If you’re tired of renting, or living with roommates, and you want to feel like an adult and be independent, or you are getting married and starting a family, you are emotionally ready to have a home of your own.

But are you ready for the fees and responsibilities that come with it?

A home is an investment, and it may be among the biggest financial investment you’ll ever make. Many of us rush the process of home purchase, when it requires a lot of preparation and careful planning.

Decisions, decisions

Among the many decisions you have to make in buying a home in Charlotte NC  is which lender to choose.

It can be challenging to find the right lender to work with, especially since there are so many mortgage lenders ready to accept your loan application.  However, just because the lender is willing does not mean it is the right one for you.

Remember, you’ll be paying your mortgage for years to come, so you might as well take the time to study the different mortgage options available to you.

Top tips on picking the right mortgage lender

Getting a house loan is not as easy as walking into a bank or any lending institution, presenting your situation, signing some paperwork and walking out with what you need. It’s a little more complicated than that.

  • Get to know the different mortgage lenders. Before you decide on a particular mortgage lender, do some research on the different lenders in your area.  The most common types of lenders are big banks, mortgage banks, credit unions and mortgage brokers.

You want to find a organization that offers a good loan program with low interest rates, one which is invested in its clients, and one which can help you close the deal fast. You can do this by searching online, asking for references from friends, family members, and your real estate agent.

  • Decide on whether you need a mortgage broker or a mortgage banker.  A mortgage broker is someone who can make the job of finding lenders easy. There are several benefits associated with mortgage brokers like convenience and expertise in handling the requirements. But you should know that there are also some less than appealing aspects.

Mortgage brokers get a commission when they arrange the deal between the lender and the new homeowner.  You’ll find that there are mortgage brokers who’ll set you up with a lending institution simply because they’ll receive a higher commission, regardless of whether the interests in the mortgage lending institution will cost you more.

A mortgage banker is essentially a loan officer. These are people who have either a real estate background or someone who has worked for a different department in the bank. When you decide to get a home loan from the bank, they are the ones who will present the different products or services their bank offers, and guide you in choosing the most suitable one for your situation.

An advantage of working with mortgage bankers is they don’t get any commission on whatever mortgage you choose. Regardless of the amount of the mortgage you’ll have, mortgage bankers don’t have the financial incentive to push you to get a large mortgage deal. In fact, a lot of them say “No” to whatever outrageous requests or demands you ask for because they strictly follow their bank policies and rules.  

  • Interview the lenders. Create a shortlist of mortgage lenders, and set up an interview with the best three. Prepare a series of questions to help you determine if they offer the services you have in mind.

You don’t need to get a loan to ask questions. You can simply ask the loan office or mortgage banker to assist you in understand some things. That way you can have a good amount of information when you leave.

Mortgage shopping allows you to see the different products and interest rates, which will make decision making easier.

Buying a Charlotte NC home for the first time is a great learning experience. With the right help and support from an experienced real estate agent, it will also be a beautiful journey.

Call me, Nancy Braun, at (704) 997-3794. Let me make your first home purchase a success.

 

👇What Are the Risks of Selling Your Charlotte NC Home Without an Agent?

Charlotte NC Homes for Sale

Selling a property can be quite a complex and daunting process.

So, it’s really surprising that some homeowners decide to go through this huge task themselves without the help of an experienced real estate agent.

There are many reasons why people try to sell their homes on their own—for sale by owners (FSBO). Most of these homeowners want to save money that they would have otherwise spent on real estate commission.  

However, data from a National Association of Realtors survey shows that less than 10 percent of all home sales are FSBOs. There are serious reasons why nearly 90% of sellers choose to work with a real estate agent.

Here are some of the drawbacks of selling your home on your own:

1. Lack of experience

Unless you’ve sold a house before, you may actually sabotage the process of selling your home due to ignorance and naivety. With no prior real estate experience, you’ll have limited knowledge of the process of selling a property and the complex legislation that goes with it. You may end up putting yourself at risk of non-compliance with real estate legislation.

Real estate agents, such as our team at Showcase Realty, sell properties every day. We know the process inside and out. We have complete knowledge of taking a deal to the final stage and closing it successfully.

2. Incorrect Property Appraisal

As a private seller, you may not have the skills to correctly appraise your home. You may end up overpricing your it, which may deter buyers. On the other hand, you may also make the mistake of underpricing your property resulting in a price lower than the market value.

Real estate agents can create an evaluation of your home based on the current real estate market status. We have access to data which will help us compare your home to other similar properties to see if you are overpricing or selling for too low.

3. Limited Marketing Resources and Strategies

Do you have a marketing strategy that is at par with the real estate market this time of the year?

Most homeowners don’t have the same marketing resources and strategy as an agent. If you choose to sell your home on your own, you will need to pay for advertising costs out of your own pocket.

Marketing is one area where we really shine!  We use top marketing, strategies, technology, and systems to give our clients cutting-edge results, at top dollar, and in the least amount of time.

As real estate agents, we also have a wide network of contacts which can help us reach more buyers. This is not just through advertising sites but from our own company databases and potential buyers we’ve come in contact with at other properties. In fact, we have over 35,832 home buyers in waiting for an NC or SC home for sale in our Database.

Selling a home on your own will have a huge impact on your lifestyle. You should not underestimate the time, work, and effort involved in selling a property. It can be a big task for you to coordinate the sale on your spare time.

When you work with us, you have more time for things that matter most while we handle all  the tedious particulars of your home sale.

If you’re looking for the best agent to sell your property, you can call me, Nancy Braun at 704-997-3794. My team and I are always ready to assist you with all your real estate needs in Charlotte NC.  

Read: How to Sell My Home Fast in Charlotte – a Comprehensive Guide

North Carolina Is Now Ranked The 8th Most Moved-To State In America

Moving is a common life experience. In fact, every day, thousands of people are moving to a new home all over the country. There are many reasons why people move. Some have to do with finances and job relocation, others with personal relationships and changes to the family unit.

Charlotte NC homes for sale

Just recently, United Van Lines released the results of their annual study which tracks customers’ state-to-state migration patterns over the past year. United Van Lines is a full-service American moving and relocation company. They help tens of thousands of families move all of their belongings each year.

According to  United Van Lines’ 2017 National Study, North Carolina officially ranked as the #8 most moved-to state in America for 2017.

So why are people moving? And where are they going?
Here’s what they have to say:

“This year’s data reflects longer-term trends of movement to the western and southern states, especially to those where housing costs are relatively lower, climates are more temperate and job growth has been at or above the national average, among other factors,” said Michael Stoll, economist and professor in the Department of Public Policy at the University of California, Los Angeles. “We’re also seeing continued migration to the Pacific Northwest and Mountain West as young professionals and retirees leave California.”

Read more about this article here: http://www.charlottestories.com/north-carolina-now-ranked-8th-moved-state-america/

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