Most of us will need to acquire a home at some point in our lives. It is always an essential step for any family. What kind of house should you buy? Of course, the answer can vary wildly from person to person.

It could be that your current home no longer matches your station in life. Or you may decide to opt for cheaper housing to cut down costs. Now you might ask, “is it better to buy or build a home in Charlotte, NC?”

Some may opt to buy a home in Charlotte, while others may prefer to build one. Choosing between these two options will depend on several circumstances.

Whatever the reason, you’ll need to ask yourself some big questions.

Is It Cheaper to Buy a House or to Build?

What is the better option? Is it better to buy or build a house in Charlotte, NC? 

There are no perfect answers to these questions. It comes to two conditions: your budget and your flexibility regarding owning a home. 

There are many gorgeous Charlotte, North Carolina homes for sale. There are also many spacious building lots for sale as well. If you network with a top estate agent in Charlotte, NC, the chances are that you will find an excellent area to build your house. 

Nevertheless, keep in mind that the cost of purchasing a used home and building a new one will be very different. In the same vein, each option comes with specific benefits. For instance, you are very likely to come across a remodeled, existing home with all the features you want. So, you won’t have to spend extra money on custom finishes and designs, as you would with a new build.  

There are other benefits of purchasing a “used” house. However, you need the best real estate agent in Charlotte, NC, to help you to decide whether you should build from scratch or purchase an existing home in NC, Charlotte.

Can I Build My Own Home in Charlotte, NC?

Of course, you can build your house in Charlotte. Before you do, though, it will help if you took note of the current rules that guide home ownership in North Carolina. These laws will decide whether it is feasible for you to build a house in North Carolina. 

There are new legal requirements relating to building a house in North Carolina. The requirements are the result of the 2011 General Assembly of North Carolina.

The legislation imposes some prerequisites on building and remodeling projects. It took effect on June 27, 2011, and it now binds all contractors and homeowners. Section 87(1) of the legislation lays down a crucial benchmark for contractors and prospective homeowners in NC. 

It says that a licensed contractor in the state must supervise any building project or remodeling project that costs thirty thousand dollars or more. However, you may not need to hire a contractor if there is substantial evidence that you will occupy your newly acquired building. 

If you satisfy the criteria above, you can supervise or superintend your building project without a licensed contractor. It means that you can build or remodel your house in North Carolina without governmental oversight. However, you cannot obtain a building authorization and assign it to an unlicensed contractor. It doesn’t work like that. You must hire a licensed contractor to do the work. Charlotte, NC Is #8 best places to live.

Financially Practical Option for a Charlotte, NC House

Is It Better to Buy or Build a House in Charlotte, NC Right Now?

The best time to build a house in Charlotte is now. If you’ve found the best real estate agent in Charlotte, NC, to help you decide, don’t shy away from the idea. New constructions will flourish even when existing houses dwindle. 

Now is an excellent time to build a home in North Carolina for various reasons. First, building a house is a long-term investment. It means that your house can stand the test of time. You won’t lose your investment even if the real estate ecosystem fluctuates. Plus, the value of your home will increase over time. 

Second, while you may have to pay more up front for a new build, you’ll likely save money in the long run. Let’s put it this way: you will need to pay for everything relating to the construction of your new home. Once your home is complete, though, you will save thousands on renovations in the near future, since your home is built exactly to your liking.

Finally, building a house now allows you to incorporate all the amenities you need. Purchasing an existing house means assessing the different luxury homes for sale in Charlotte, NC. It may also mean looking for Charlotte, NC condos for sale. 

Even with many choices, you may not find a home with everything you want. For instance, you may dislike the layout, bedroom designs, and other things. It’s also challenging to purchase a house that’s in top condition. In some cases, you may have to raise your budget and face several bidding wars. 

If you choose to build a house, on the other hand, you’ll never have to worry about any of those issues. Once you have your budget and a building lot, you can begin construction any time.

What Are the Pros and Cons of Building Your House?

There are various advantages and disadvantages of building your house in NC Charlotte Let’s look at the benefits first.


1. Optimum Satisfaction

As I mentioned earlier, the most significant advantage of building your house in Charlotte is that it allows you to get everything you want. This is the biggest benefit of all.

It’s enough to make anyone decide against purchasing a house. You will have the opportunity to personalize your home. You will be able to create the ambiance you desire. Perhaps, you might even be able to create a more eco-friendly home. For instance, it will help you set current standards for cooling systems, ventilation, and many other factors.

2. Return on Investment

It costs more to build a house. Nevertheless, homeowners can retain their investment over time. They can gain more profits with a resale.

3. Less Maintenance

A new house requires fewer renovations. The infrastructure of the building is still new and solid therefore, homebuyers can expect to save some extra bucks.


As much as building a house has its advantages, it also has its disadvantages. Even if the best real estate agent in Charlotte, NC, has helped you decide, you can’t escape these drawbacks.

1. Additional Cost

The most significant disadvantage of constructing a house is the higher cost that comes with it. The price will only increase as the house-building process continues.  Keep in mind, though, you can always negotiate with your builder(s) to minimize costs.

2. Prolonged Time

Another disadvantage is that it takes a longer time to build a house. However, you can communicate with your contractor to avoid an extended time frame.

3. Unexpected Expenses

Unexpected expenses may sneak up on you. It’s best to negotiate the base price with your builder before you begin your home construction. You can also verify potential additional expenses.

Perfect Time to Build a House in Charlotte, NC

What Are the Pros and Cons of Buying Your House?

In most cases, purchasing a house is more convenient than constructing a home from scratch. You don’t have to survey nearly all the plots of land in North Carolina. All you need to do is scout some Charlotte, NC homes for sale. 

High-budget homebuyers may also want to look out for luxury homes for sale in Charlotte, NC. Once you’ve sealed the purchasing deal, you are good to go. But does that mean that you can’t get a bang out of a newly built home? 

Let’s look at the advantages and drawbacks of purchasing a house.


1. Shorter Time Frame

House buyers don’t have to wait for an eternity to move in. All they need to do is set up their new place after the deal has closed.

2. Mature Landscaping

There is nothing like a fully landscaped garden on an existing house. It means that you only have to perform basic maintenance on your home’s backyard.

3. Easier Negotiation

While the price of new construction materials is usually fixed, the price of an existing home is flexible, you can always work with a top real estate agent in Charlotte, NC. They can help you to work out an excellent deal. It will help if you choose Showcase Realty to be your agent. They are also known as “Nancy Braun Real Estate.”


1. More Maintenance

One of the most significant disadvantages of purchasing a home is maintenance problems. You may have figured it out during the house inspection. If the home is older, you may have anywhere from a little to a lot of things to repair and renovate.

2. Dissatisfaction

Purchasing an existing house may seem more convenient. But it may not be the best decision. Sometimes, you may have settled for less because you are exhausted from scouting too many houses. As a result, you might feel unsatisfied with your home.

3. More Expenses

As I mentioned earlier, an existing house often requires more maintenance. This means you could be spending extra money in the long run.

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What Is the Average Cost to Build a House in North Carolina?

Realistically, you will have to spend at least 150,000 dollars or more to construct your house. Nevertheless, prices will differ based on region and other factors. 

This is because builders can always choose from different square footage and other options. 

However, a top real estate agent in Charlotte, NC, like Nancy Brawn Real Estate, can help you. They can assist with whether to select a custom build or a production build. They can help you to choose the best builder. A proactive real estate agent can also help you figure out the right places in Charlotte, NC. 

Legal requirements for house-building projects differ by state and city. This is another reason you should collaborate with a great real estate company. They can make the house-building process and the negotiation of the building costs an easy ride.

When Is the Best Time to Buy a House in North Carolina?

The best time to purchase a house in North Carolina depends on your circumstances. For instance, it depends on the part of the city you want. It also depends on your budget. Mortgage expenses and industry trends vary each month and year. 

Let’s look at some factors that will enable you to save a few bucks.

1. Excellent House Selection

If your biggest concern is purchasing the best house, I suggest doing that during the spring. April, May, and June always come with fantastic options for houses for sale. The downside is that you will pay more money than at other times of the year.

2. Cheaper Prices

If your budget is low, it will help to wait till early winter or towards the end of fall. At that time, house owners usually sell at the lowest prices. It is because there are fewer people interested in purchasing.

3. Cheaper Price and Excellent House Selection

Opt for late summer if you want to strike a balance between a lower price and a fantastic house. It is because house sellers who couldn’t sell during spring or early summer will offer discounts. At the same time, you can find better homes than you would later in the year.

Top Real Estate Agent in Charlotte, NC

4 Ways to Get the Best Home Deals in Charlotte, NC

1. Look Out for the Best Real Estate Agent in Charlotte NC

It is a crucial step in the purchasing process. It will help if you have an individual or a team of experts who know the traditional market. Real estate agents are professionals that can advise you on the best time to purchase a house.

2. Know Your Priorities

Most things concerning the purchasing process depend on your priorities. Ask yourself: what do I want? Do I care more about house selection or mortgage rates? Some people want a particular location.

Map out your needs. That way, you can have a better understanding of where to live. You can also have an idea of what should be on your budget.

3. Look for a Secure Lending Service

After figuring out your priorities, you will need to source cash to purchase your house. If you don’t have sufficient funds, a secured lending service should be able to help you out. 

Interest rates are one of the most significant factors to consider when selecting a lending service in North Carolina. So it will help if you did your homework first. It is crucial to seek out a lender with the best rates.

4. Negotiate for the Best Rates

Your agent will help you to secure the best rates after finding the right cash source. Make sure you opt for an agent who knows their onions. It will save you some money on your home buying journey.


Every prospective homeowner has different financial choices, priorities, and preferences. Before you decide whether to buy or build, reach out to the best real estate agent in Charlotte, NC. 

You don’t have to solve the puzzle alone. Experienced real estate agents have lessons and insights that can help you to make good choices. If you want to ask questions, it will help reach out to our representatives at Showcase Realty.

Considering whether it’s better to buy or build a house in Charlotte NC? Explore the eco-friendly home features popular in Charlotte, NC that can enhance your living experience.


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