Category Archives for "Charlotte"

9416 Hampton Oaks Lane Charlotte NC 28270 | Ranch Style Home

Providence Plantation Charlotte NC Homes

Light-flooded turnkey ranch home in Charlotte that celebrates space and landscape

Enjoy the privacy and retreat offered by this move-in ready, executive ranch style home that showcases space and modern amenities in every space and corner.

Nestled on 1.56 acres of wooded land, this  4 bedroom, 2.5 bathrooms, 3,748 square foot Charlotte home delivers the easy living you've been dreaming of.

You'll love its expansive front yard with mature trees, tree-lined driveway and scenic drive through its gorgeous neighborhood.

The previous owners have also ensured that this home is well-maintained. Its exteriors were painted in 2016 and the interior painted in 2017. The ceiling skylight in the breakfast room and sunroom were also replaced by the previous owners.

This real estate property offers the peace, retreat, and serenity you want, all wrapped up in a gorgeous package of space and light.

As one of the most beautiful homes in Providence Plantation, the new owners will surely appreciate all the amenities this home has.

Providence Plantation is a highly sought-after subdivision 11 miles south of uptown Charlotte.

This community is prominent for its large lot cuts, beautiful homes, excellent schools and various amenities. On top of it all, this neighborhood is known for its peace and proximity to shopping and uptown.

From this home, there are great schools, both public and private,  within a four-mile radius.

An interior that radiates warmth and elegance

Exposed bricks on the portico entrance add character to this stunning home.

Step inside the elegant front door and into an amply sized foyer flooded with natural light. High ceilings, neutral-toned walls, and skylights welcome you into this gorgeous abode.

Providence Plantation Charlotte NC Homes for Sale

The polished hardwood floor enhances the warmth and elegance of this spacious interior.

To the left side of the foyer is a french door that opens to the large gourmet eat-in kitchen of this Charlotte real estate.

This kitchen is designed to impress! It features immaculate countertops, a huge center island, stainless steel appliances like the GE profile gas stove and oven bought in 2008, a pantry, and loads of storage spaces.

Under counter lights, recessed lighting and imported Italian hand-blown glass lights above add sophistication and style, creating a magazine-page worthy kitchen.

Charlotte NC Homes

Across the kitchen is a good-sized space for a breakfast nook. There's also a chef's built in desk at the corner, a great spot for planning meals and inspiring party-worthy meals.

Meal times become more exciting when you are surrounded by great food and the wonderful company of friends.

Homes in Charlotte NC

For large gatherings and celebrations, the formal dining room of this home is the right space.

Large windows let light stream into this elegant dining room that can comfortably fit a six person dining table and chairs.

Past the French doors, the hallway opens to a fabulously spaced living room with vaulted ceilings, exposed beams and a wood burning fireplace with a towering brick mantle.

Moroccan style panels add charm and character to this already stunning room.

Charlotte NC Homes for Sale

This spacious living area is a great spot for rest and relaxation. Feel your stress drain away as you enjoy the warmth of the fireplace while relaxing on the sofa.

If you love to entertain, this vast living room will easily be your guest’s favorite space.

Adjacent to the living room is a beautiful sunroom with custom glass door insert and lots of windows overlooking the private backyard. Two skylights along with the glass windows allow plenty of natural light in this room.

Real Estate Properties for Sale in Charlotte NC

This sunroom is the perfect place to entertain indoors at any season.

In spring and summer, you have a wonderful view of the thick lush foliage of the deep woods. Fall brings an array of warm colors from yellow to red, and the winter view offers a sense of calm and serenity.

More living spaces to enjoy!

Another special feature of this fantastic home for sale in Charlotte is its spacious den.

Charlotte NC Real Estate Properties for Sale

If there is a room in this house specially designed for your guests, this is it! It features vaulted ceiling, large windows, a wood burning fireplace, and a custom full bar and sink, perfect for entertaining.

Providence Plantation Charlotte NC Homes

Need a home office? This home has one, and its ready for you and your furniture. Carpet floors complement the neutral toned walls, giving you that professional office look.

A master suite with a rustic feel

Need a private sanctuary? You’ll love what this home offers.

Homes for Sale in Charlotte NC

The master bedroom is large and has vaulted ceilings with exposed beams and a walk-in closet with California style organizers. Large windows overlook the greenery, giving you a great view every morning.

Set with the most comfortable bed, it will deliver you restful nights and great sleep.

Providence Plantation Charlotte NC Real Estate Properties for Sale

The master bathroom is just as lovely with its granite counters, heated floors, shower with multi jets and garden soaking tub with jets.

Look forward to indulging in some self-pampering at the end of the day in this luxurious bathroom that can rival a five-star hotel.

A large deck overlooking a private backyard

A great home wouldn’t be complete without a fantastic outdoor retreat, and this Charlotte home delivers!

Homes for Sale in Providence Plantation Charlotte NC

This vast deck overlooks the large spacious flat backyard bordered with trees, giving you the privacy you want.

If you love having guests over, an outdoor barbecue grill would be a wonderful addition to this deck.

Host family gatherings and holiday parties on this fabulously spaced backyard.

Homes for Sale in Charlotte NC

This Charlotte property offers the suburban haven you are looking for. Enjoy excellent location, privacy, and space for ONLY $630,000.

Don’t miss the Open House on May 5, 2018 at 2-4PM SATURDAY, and May 12, 2018 at 12-2pm SATURDAY.

This is your chance to own one of the best homes in the highly desirable Providence Plantation!

Call me, Nancy Braun at (704) 997-3794 and schedule an appointment to see this home for yourself!

Text "Hampton9416 to 704-870-2369"

OPEN HOUSE: 9416 Hampton Oaks Ln, Charlotte, NC 28270 | Home for Sale

Grab the chance to own this jaw-dropping ranch in Providence Plantation! Enjoy the scenic drive through the neighborhood and tree lined driveway to the house.

Homeownership Open House Opportunity! – 9416 Hampton Oaks Ln, Charlotte, NC 28270 – How to be a homeowner successfully purchasing this HUD-owned home! This SATURDAY! May 12 – 12 PM – 2PM!

Enter into the exposed brick foyer with character and lots of natural light! Chef’s Dream Kitchen with huge center island and imported Italian Hand Blown Glass lights above. The kitchen features recessed lighting, under counter lights, SS appliances: wall oven, GE profile gas stove and oven (2008), and dishwasher. Chef’s built in desk. Living Room has vaulted ceilings, brick mantle, andexposed beams! Fabulous Den with custom full bar and sink – perfect for entertaining and wood burning fireplace. Master suite with vaulted ceiling and exposed beams, walk in closet with California style organizers, overlooking the greenery, heated floors, shower with multi jets and garden soaking tub with jets. Oversized Laundry with cabinets and sink. Moroccan style panels separate Sunroom and living room. Beautiful sunroom with custom glass door insert and lots of windows overlooking the flat, deep wooded backyard with lots of privacy!

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for similar properties in Charlotte NC and surrounding areas, visit: www.ShowcaseRealty.net.

What First Time Home Buyers Need to Know Before Making an Offer

Things first-time buyers should know

Planning to make an offer in the Charlotte home you’ve been eyeing?

Home buying is a process you cannot rush, especially if it is  your first time.

Owning your first home is a milestone, a sign of adulthood and independence. It means more than paying for a monthly mortgage. It also means being responsible for the property, being a good neighbor and joining community activities.

Before you make an offer for that home for sale in Charlotte that you’ve been regularly checking out, here are some things you need to know and ask yourself.

1. “Should I buy or rent?” If you are still hesitating to make a decision, that’s a good sign you are not ready.

Don’t let other people pressure you into buying a home when you could be neck deep in mortgage in a few years. You may like the home and consider buying it, but don’t make an offer unless you are absolutely ready.

2. Plan how you will pay for your home. One of the most challenging things about home buying is the payment, unless you have a huge amount of money hiding in your closet somewhere.  Usually, you have to pay a big upfront payment, then pay the rest through a loan, which also does not come easy.

You’ll need a good credit rating and a stable job with a good income. And the expenses do not end there. Aside from the down payment, you also need to pay the closing costs.

Before you even make an offer, decide on how you will pay for the home. If you need more savings for the initial deposit so that you can get a lower monthly mortgage, you should delay home buying for at least another year or two until you have enough saved.

3. Know what government financial programs are available for first time home buyers. You need to gather your resources, and financial programs offered through the FHA are great options if you want to have an affordable home. In most cases, first time buyers don’t have enough money for a down payment.

With an FHA loan, you don’t need a high down payment to qualify. This suggestion will greatly limit your choice of homes, and most likely, you’ll be choosing from homes that don’t even make it to the top three of your wish list. However, if the home is affordable and within your budget, it is a great option.

Now that you’ve determined how to pay for your first real estate property in Charlotte, here are some things you need to know about the home you are planning to buy.

4. Location, location, location. Don’t decide to buy a home based on a certain feature or amenity. Your home’s location matters. While the large vacant lot located next to the home does not bother you now, it may matter a few years later when a commercial building is being built there.

The freeway a few minutes from your home may not bother you during the daytime, but it’s a different story at night when all you want is some peace and quiet. You may settle for a condo in the city, but if you constantly long for open spaces, in the long run, your home may feel stifling and restraining.

5. Study the home’s history. Once you find a home you like and that suits your budget, do some research. Know its market value, how much it sold for in the past, the square footage, its amenities and its weakness.

Learn why the owner is selling it. Check for the home’s days on market (DOM). All this information will come in handy when you are making an offer for the Charlotte property you’ve been dreaming of.

Don’t rush into making an offer. Take your time to think about it. After all, we are talking about one of the largest financial investments you’ll ever make.

Are you planning to buy a home in the near future? Call me, Nancy Braun, at (704) 997-3794. Let me help you find the best home.

 

Best Tips for Choosing the Right Realtor® from Nancy Braun

Charlotte NC Homes for Sale

In the latest episode of Charlotte Today, Nancy Braun shares several thoughts on choosing the right Realtor®. Whether you’re buying or selling a home, having the right real estate professional is crucial to a smooth process.

With so many agents out there, how are you expected to find the right one for you?

Not all Realtors® are the same so it’s important to find out as much as you can about your potential agent. This can make a huge difference in your experience as buyer or seller. Asking the right questions can help you narrow down your options.

Nancy talks about the crucial questions to ask when choosing a Realtor® to work with. She shares how crucial it is to delve into the length and type of experience a Realtor® brings to the table with them. It’s also good to ask how many clients the Realtor® is working with currently. This will be a good gauge of how much time the representative will be able to dedicate to you.

She also highlights the value of working with the right team. As the marketing of real estate becomes more diverse, there is a greater need for people working together.

Nancy’s team at Showcase Realty is composed of individuals who have specialized duties and complete specific tasks, so that no details are over overlooked. With over 50 agents and staff, Showcase Realty provides efficient and best-in-class real estate client services in the Carolinas.

There’s only one team to call when you’re buying or selling a home in Charlotte NC-- it’s Showcase Realty! Nancy and the team have assisted thousands of real estate clients. 

If you want to experience the best and most effective real estate service imaginable, all you have to do is call Nancy Braun at (704) 997-3794.

Colleen: Whether you’re buying a home or getting ready to put yours on the market, choosing the right RealtorⓇ is a crucial part of the process.

Eugene: Well here to help us is Nancy Braun with Showcase Realty. Hello, Nancy how are you doing?

Nancy: I’m great, thank you.

Colleen: We’re glad you’re here. Alright, we mentioned choosing RealtorⓇ is really important. It’s a great first step when buying or selling a home, correct?

Nancy: That’s absolutely one of the top things that people concern themselves with. Who are they going to have represent them?

Eugene: Now you got 25 questions that are absolutely critical when buying a house.

Nancy: That’s right.

Eugene: Okay, and the very first one was “how many homes have you sold?”

Nancy: That’s right. Anyone can get a license with a minimal degree. It’s like six or eight weeks to train, to get a certification and be a licensed RealtorⓇ. The question is do you want to have someone that’s had very little experience in the past or someone who has sold thousands or hundreds of homes? Because each time you have a transaction, you have a tremendous learning experience and there are problems you have to solve throughout.

Colleen: You also said one of the questions you can ask a potential RealtorⓇ is “Where do you rank in Charlotte?” why is that a good question to ask?

Nancy: Well, just to give you more experience, you want to be with someone who’s out there that knows the neighborhood, that knows the product, that knows the concerns, knows issues that might be specific to a certain area. If Radon is an issue or if aluminum wiring is an issue. An experienced agent is going to have his or her own hands on the local area, know all those critical factors.

Colleen: Makes a lot of sense.

Eugene: And I know another thing is the list price to sell ratio, that has to be an issue that people have to bring up. Is that correct?

Nancy:  That’s right, there are those who we call in the industry as limited service brokers or discount brokers and they might promote that they might be less of a commission and you might be so focused on what kind of commission they are going to charge but the end result is what are you going to net.

So if you’re putting your home on the market, it doesn’t really matter so much what you’re paying to get your home marketed as long as you net more. If I take my home on the market and I engage a RealtorⓇ that maybe isn’t going to market the property or isn’t going to use all the tools that they should be using to blast it on the internet or get great photography, and then they put the house on the market and they get 85% the list price; well, I’ve really lost my money even though I  think I’m saving it on the front end by paying less commission beacause if you went with someone like myself, you get a 100% on average of list price.

Colleen: That’s good to know. Another question that folks should ask when they’re choosing a RealtorⓇ is asking the agent “How many buyers they’re working with?” Why is that an important question to ask?

Nancy: Well the typical real estate agent is most often working with 2 or 3 buyers at any one time. I’ve created a system in our office so we actually have 5 people answering the phones and we are heavy marketers so we have over 50,000 buyers in our database. So I tell my sellers, “I probably already have your home sold.”

Eugene: So with those 50,000 people in your database, what is the marketing plan because it would be the next thing I’d want to know “What is the marketing plan as you’re going to sell my home?”

Nancy: We have a tremendous marketing team so I have people on my staff, they are experts on social media, in digital marketing, and SEO. We also have a very, very sophisticated CRM so we can market the properties to our database right away. So they immediately get access to our new listings, open houses, price reductions and any new back on the market, they will be notified right away.  

Colleen: Another thing you can ask a RealtorⓇthat you might be considering working with is “How many homes they sold last year?”

Nancy: That’s right. That way you know, are they up and coming, are they engaged in the business or are they just part-time. The person that’s out there, that’s marketing, that’s selling a lot of homes is going to be very knowledgeable.

Colleen: I think a lot of times people don’t ask these questions, they just think, “Oh my friend said his cousin just got his license and now he’s going to be my guide” but this makes so much sense to me, Nancy.

You mentioned you have a large staff at Showcase Realty so another question you can ask a RealtorⓇ that you might be thinking about working with, “what is the size of your staff?”

Nancy: So I was an individual agent before general brokerage, my first twelve years in my career. Then in 2008, I spun off and created my own company and the reason was I felt that I couldn’t service my sellers in particular unless I had a big team behind me.

The internet was exploding, and even though I’m good on social media, I’m good at technology, I can’t possibly market the properties all by myself. I don’t have enough hands or fingers to type and create that.

So my team behind me is marketing and blasting the properties that we have for the market all over the internet and if you don’t have that kind of expertise, and the people that can back you up and really properly market your property, you might not be getting the exposure that you need to sell your house.

Colleen: You’re good, Nancy. If you would like a free copy of Nancy’s 25 Critical questions you must ask your agent before hiring them, visit ncbestagent.com, ncbestagent.com. Nancy Braun from Showcase Realty, thank you for your time.

Nancy: Thank you.

Charlotte-Today Strategies from Showcase Realty for Selling Your Home at Top Dollar

Charlotte NC Homes

Are you looking for tried and tested tips to sell your property quickly and for the highest possible price?

Nancy Braun, on her third guesting at Charlotte Today at WCNC NBC, talked about the essential marketing strategies that will help sell your home for top dollar. 

First on her list is the use of professional photography. With many buyers today beginning their home search online, it’s imperative to showcase your home with stunning professional photography in order to capture the buyers’ attention and to create a positive first impression.

Next, Nancy shared how important the Multiple Listing Service (MLS) is and how it allows sellers the widest exposure in advertising their home for sale. She also discussed why marketing a home with online video makes so much sense. Aside from professional photos, a video tour is a very powerful way to showcase the unique features of the home while giving a much more detailed look at the property.

Another strategy is fast follow up and the importance of having the right agent who will efficiently and effectively move through the process. Your agent should be proactively calling potential buyers, communicating with existing customers, and constantly following up on new leads.

If you’d like to know more information on buying and selling Charlotte NC real estate, call Nancy Braun at (704) 997-3794.

Eugene Robinson: Everyone wants to get top dollar when they put their home up for sale, and this morning we’re going to share some strategies for success.

Colleen Odegaard: Welcome this morning, Nancy Braun with showcase realty. Nancy, Good Morning and thank you for being here.

Nancy: Good Morning!

Colleen Odegaard: Alright I like this, you’ve got 5 essential marketing strategies to help people get top dollar for their house. The first one, and this is important: Use professional photos, why is that so critical?

Nancy: Well, in the old days, as realtors, we used to be able to find the homes for our clients and they didn’t have access to the internet like we do. Today, people now search on the internet for homes. They look in the internet, on different sites and they are going to be attracted based on the photos. So now, I’m not necessarily honing in and trying to find the home, the client comes to me, they hand me a bunch of MLS numbers that they found on various websites and say “I want to see this home”, “I wanna see that home”. First and impression is everything, photography is everything. So you really have to make sure you have someone who understands how to take photos of homes, not just a photographer that takes pictures of people. It’s a very different thing.

Colleen Odegaard: It is different, I’ve seen people use cell phone picture and the room is dark and it’s not centered right and I thought, Do you people want to sell your house, why would you use pictures like that?

Nancy: That’s right, professional photography is very expensive. You also need to have the editing ability, so editing programs, we at Showcase have our own professional photographer on staff.

Colleen Odegaard: That’s great, great.

Eugene Robinson: Okay, next is the MLS. What is the MLS? What is it? Why does it have to be enticing and complete?

Nancy: MLS is what feeds to all the other websites. All the information, the description of the property, all the features of your home is all gonna be laid out by the real estate agent, to promote your home. Then it feeds into Zillow and some of the other popular website, and it’s very important that you spend a lot of time honing in and making sure you’re really capturing all the enticing features of your home. I would suggest that if you do have your home in the market or you’re planning to have your home on the market, look at your MLS Sheet. Ask your agent to send it to you as a proof so you can make sure you have everything on there that you want and are really important features. It might not just be the home, it might be the location, it might be near some really great shopping, or great access to certain highways, or lakes, or recreation areas. So you want to make the captions and descriptions emotionally engaging, not just technical.

Colleen Odegaard: Yes, that’s good advice. You’re good, Nancy. What about the use of video?

Nancy: Videos are keys. I went on a listing appointment recently, and the guys was about 35 years old. And he said, “Do you do video?” I go, “Oh my gosh, of course we do video” Then he said “Well that’s good ‘coz I won’t even look at a listing online unless there’s a video attached. And I said “Why is that?” “’Coz I don’t like clicking through the photos, it’s too hard.” A lot of people also--- we don’t like this but as a business owner--- but reality is, a lot of employees are looking at homes while they are working. So they might have their cell phone right beside them, and they want the video to play while they’re working.

Colleen Odegaard: So video tour of the property for sale?

Nancy: Yes, the video also gives them the 3D kind of involvement: How’s the flow of the home? How does it feel when you enter? There’s a lot of different styles of videos, a lot of real estate agents kind of have the slideshow of the flat photos but you can also have real video where you’re actually in the home shooting the video.

Colleen Odegaard: And which is what you use, we saw you in that one video we showed just a moment ago.

Nancy: Right.

Eugene Robinson: So where should we post these videos?

Nancy: We post them on Facebook, on social media, and you can post it on Zillow. Zillow also has something that a lot of people don’t realize that they have: an app that the RealtorⓇ can access where they can do this 2-minute video just by walking through the home using the app. I would say majority of the listings on Zillow don’t have this posted, but supposedly. Zillow said they get 4 times more views if they have that video attached to their program.

Colleen Odegaard: Another strategy you have for success when it comes to a good sale: Fast lead follow up right? Like you can’t sleep on it man, let’s make it snappy.

Nancy: Everyone is instant, everyone is used to the internet, they want instant response. So if you return someone’s inquiry, whether it’s an email or a voicemail or a call, two hours later, they’ve moved on to another property, they’re in another neighborhood, so they need that instant, instant return. You want to be sure that the RealtorⓇ you’re working with is going to respond to the calls and the emails immediately while the person’s engaged on that house.

Colleen Odegaard: You’re so right about that, people are impatient when it comes to real estate. When somebody wants to see a house and they want to make an offer, they want to do it that minute, not two hours later. That’ so true.

Nancy: Yes, in this world, everything’s instant now. There’s a study that’s been done in hospitality industry that says: 10 years ago, people would be okay waiting in line when they went to a hotel for up to four minutes, they wouldn’t get anxious. Now it’s 20 seconds--- twenty seconds, that’s how much patience we have.

Colleen Odegaard: Oh my gosh.

Eugene Robinson: Wow.

Colleen Odegaard: We have to calm down. Makes your job really hard, doesn’t it?

Nancy: Yes, and people don’t want to have the phone ringing three times, you have to answer your phone on the second ring or they think that you’re ignoring them.

Colleen Odegaard: Which is why at Showcase Realty, you have so many people on staff ready to answer the call. If you’re ready to put your home on the market or you’re looking for a home to buy, visit: experthomehelp.com, experthomehelp.com. That’s where you’ll receive a free copy of Nancy Braun’s book: The Ultimate, No Holds Barred Guide to Selling and Buying a Home in the Carolinas. Again the website is experthomehelp.com. Nancy, thank you so much, you’re so good at what you do.

OPEN HOUSE: 5122 Allen Rd E, Charlotte, NC 28269 | Home for Sale

Custom hard stucco ranch on over half an acre!

Homeownership Open House Opportunity! –5122 Allen Rd E, Charlotte, NC 28269 – How to be a homeowner successfully purchasing this HUD-owned home! This SATURDAY and SUNDAY! April 7 and 8 – 1PM – 3PM!

The home boasts a roomy master suite, with relaxing large whirlpool jetted tub and separate large tiled shower with frame-less glass door and walk-in closet. Great room with wood burning rock fireplace with gas starter and vaulted ceilings. Dining room and office octagon. Very spacious dream kitchen with SS appliances, granite, island, ceramic tile backsplash, porcelain sink, large pantry, gas 5 burner cooktop, garbage compactor and cherry cabinets. Home features rich dark hard woods and tile. Large deck with pergola for shade overlooking the Beautifully landscaped backyard.

Schools

  • Elementary School: Nathaniel Alexander
  • Middle School: James Martin
  • High School: North Mecklenburg

If you have any questions, you can call Nancy Braun at (704) 997-3794!

If you’re looking for similar properties in Charlotte NC and surrounding areas, visit: www.ShowcaseRealty.net.

How to Avoid Getting Your House Foreclosed On

Don’t give up, there is still hope

You’ve worked so hard to buy your home, and it is one of your biggest investments. You are proud of it, and it is a source of comfort and peace for you. But if you fall on hard times, and you are unable to keep up with your monthly mortgage payments, you may lose your home to foreclosure.

Before such a drastic thing happens, what can you do to avoid foreclosure?

If you are at the end of your rope financially, don’t give up. Consider your other options. Just think of how much more difficult it will be to get a new home when you credit rating is affected. It will definitely be affected if you let your lender foreclose your home.

Foreclosure alternatives

If your monthly mortgages are piling up, here are some options for you to choose from:

  • Consider a short sale.  A foreclosure is a big deal to lenders because they will lose money, so when you are unable to make payments, the lender usually takes it to court. And if you happen to have a second mortgage or other loans secured by the home, you stand the chance of not just losing your home but your money as well.

When there is no way for you come up with the monthly mortgage, a short sale is a better option. Doing a short sale is beneficial for both you and the lender, and a far better alternative than foreclosure.  

A short sale is when you sell the home for less than the outstanding mortgage on it, with the signed approval of the lender of course.  In a short sale, your REALTOR® will work with the mortgage lender to get a deficiency waiver so that the balance can be forgiven. Your REALTOR® will also work with any  other lenders so that their lien or claim can be removed.

One advantage of short sale over foreclosure is there will be no foreclosure stigma attached to your credit rating. Foreclosures appear on your credit report for seven years, and make it difficult to buy a new home, even if you have saved enough for a down payment and have already gotten a good job.

A short sale also appears on your credit record and lowers your credit score, but you will have get a shorter waiting period before you quality for a Fannie Mae or Fred Mac loan.

Another advantage of short sale is it allows a fresh start. With a foreclosure, only your mortgage payments are taken care of, but with a short sale, all your debts are negotiated by the real estate agent. The selling process will proceed like a normal real estate transaction, so if you chose not to tell your neighbors, they won’t even know the real reason why you’re selling your home.

  • Talk to your lender about a loan modification. When you realize you are behind on your payments and you are not able to come up with a full amount to cover the outstanding monthly mortgage, you need to call your lender.  Most lenders would rather negotiate a compromise which will help you catch up with your payments rather than foreclose on your home. A loan modification can give you a more affordable monthly  mortgage payment, it’s less damaging to your credit rating, and best of all, lets you keep your home.
  • Seek assistance from the government. There are several government programs to help you refinance your loan.  You might consider getting help from the Making Home Affordable (MHA), or the Home Affordable Modification Program (HAMP).  These programs seek to provide qualified homeowners a chance to reduce their monthly mortgage payment to a more affordable price.
  • Opt for a mortgage forbearance agreement.  If you are having difficulty with your monthly payments because of a temporary issue like unemployment or health problems, another good option is talking to your lender about a forbearance agreement.

A mortgage forbearance agreement is a temporary solution for borrowers.  In this agreement, the lender agrees to reduce or suspend payments for a specific time frame, and not to initiate foreclosure. You as the borrower, promise to pay an additional amount to cover the monthly mortgage, including the principal, interest, taxes and insurance, once the agreed upon time period has elapsed.

Don’t allow your hard work to go to the lender. There are many ways you can avoid getting your home foreclosed on.

Call me, Nancy Braun, at (704) 997-3794. Let my skills and experience as one of the top REALTORS® of Charlotte help you sell your home.

 

Nancy Braun Shares Keys to Buying A Home in a Seller’s Market

Real Estate in Charlotte NC

Are you searching for your next home?  

Get expert tips from Nancy Braun, the top real estate agent in Charlotte NC, as she talks about the keys to buying a home in a seller’s market,  on Charlotte Today at WCNC NBC.

Buying a home in a seller’s market can be a bit more challenging. According to Nancy, a buyer has to move fast and be prepared to write a strong, flexible offer. Expect that there will be multiple offers, cash offers, and bidding wars.

In this type of market, there are more buyers than there are homes available for sale. There will be fierce competition. So, how in the world do you set yourself apart from the rest of the buyers?

Here is where Nancy’s expertise can help you!

She highlights the importance of knowing what the sellers are looking for and finding out as much as you can about the sellers’ situation. With the information, she offers her clients advice regarding the best way to approach the seller, and  how and what to offer.

She also mentions the necessity of writing a personal letter and how it can be a deciding factor for sellers. The “love letter” gives the buyers the opportunity to connect with the sellers on a personal level, and explain why they want the home and why their offer should be chosen.

For more information on buying and selling Charlotte NC real estate, call  Nancy Braun at (704) 997-3794.

Colleen: If you're thinking about buying a home soon, it's time to get your game on.

Eugene: It's a seller's market and that means there’s some tough competition for buyers who are interested in the same property.

Colleen: Yeah. Nancy Braun with Showcase Realty can help. So Nancy, it really is a seller's market. What does that mean for buyers?

Nancy: It's very challenging for some buyers especially anything under $500,000. There's such a demand. So the buyers have to be very, very quick to look at homes and be prepared to write an offer right when they're at the house. 

Colleen: Because a lot of times multiple buyers will be putting an offer on the same home.

Nancy: That's right. Any of the best houses especially some of the homes that are close in into the Charlotte region are going to sell very, very quickly and there's gonna be multiple offers.

Colleen: Now, you really help your clients, your buyers stand out. Talk about how you do that.

Nancy: So one of the things I do right when I'm at the house, showing the house, I call the agent directly and then I ask the agent, “Well, tell me what the sellers are looking for?” It’s not always price. It could be timing. It could be that they love that stove. It could be that they want time to move after closing and rent back from the buyer. And I want to know those criteria because those might appeal to that seller more than just writing a traditional offer. 

Colleen: So you like to put together a good claim - that solid offer. Talk more about what that looks like.

Nancy: So, yes. We always use that term, “clean” but it includes not asking for a lot of things. So if you might ask for that patio furniture in the backyard, well that might be his grandmother's, you know. You don't know what it's important to that seller. So that phone call really kind of narrows down what are permissible for me to include in the offer and what isn't. But as simple as how many days for due diligence might alter my offer to take second place over another offer. So I want to have a short period of time for us to do our investigation as far as making sure that they know that we can move forward. I want to make sure that we can put up as much due diligence fee and earnest money deposit as my clients can afford.If they can do cash, cash always wins. Or if they can't do cash, then I want an actual approval letter from the lender. I don't want some weak pre-qualification letter. I want a letter actually written specifically for this property from my lender that the seller can look at and go, “Wow! This is a really solid buyer.” 

Colleen: So you actually have the buyer write a letter about why someone likes the house so much, maybe even include a family photo?

Nancy: Absolutely. Absolutely. That really makes a big difference. I recently sold my parents house and I can tell you that the first buyer that came through wrote me one of those letters. And I could feel, you know, this is a home I grew up in. My mom would love this home. It really meant a lot to me. So, I know that that personal letter from a buyer is critical in a multiple offer situation especially, if they're going to be owner-occupants. I was at an appointment last night and they were talking about them selling another home that they had and they were disappointed that the For Rent sign went up in the yard right after they sold it. And they internalized and personalized the home. So those letters - we in the industry call them love letters - really could be effective. So when I sit down and meet with a buyer, initially, I'll say, start writing the letter. We'll eventually get the particulars about the home that might really be relevant to this specific home we find but you can start getting pictures of your dogs, your kids, and reasons why you moved to Charlotte or some hot buttons that someone might, you know, be interested in hearing. 

Colleen: And quickly, I should mention too, you don't just do this via email. You put it all together in a nice little packet to give to the other agent.

Nancy: Yes, right. So traditionally most people just email the offer to purchase. Whereas, our multiple offer package could be really quite thick and it's going to have letters from the lender and letters from the buyers. It's going to have the specific disclosures included. It's going to have more documents documenting that they have the earnest money copies of their checks that they're submitting. It's a very, very thorough package including a table of contents. So always I think of seller includes if it's a husband and wife you've got one that's more detailed, number focused. One's more emotionally focused. So obviously the letters are more emotionally driven but then the table of contents and all the documentation appeals to the other partner who's going to be more detailed. 

Colleen: It’s a nice touch. You'll get that here at Showcase Realty. Nancy, thank you so much.

Nancy: Thank you.

Colleen: If you're interested in buying a home or if you're ready to put yours on the market, visit ShowcaseRealty.net or better yet, call Nancy Braun at Showcase Realty. The number is 704-997-3794.Make sure you mention Charlotte Today. If you do, you'll receive a free copy of Nancy's book, The Ultimate No Holds Barred Guide to Selling & Buying a Home in the Carolinas. Again, the number is 704-997-3794. Nancy, thank you so much.

Eugene: Nancy, thank you.

Nancy Braun Shares Home Selling Tips on Charlotte Today

How to prepare my home for sale in Charlotte

Are you thinking of selling your home? Get top tips from the best real estate agent in Charlotte NC!

Nancy Braun, owner and Broker-in-Charge of Showcase Realty, was recently invited as a guest in Charlotte Today, a local lifestyle and entertainment show on Channel 36 on NBC.  

She talked about the real estate market right now and how it is a great time to sell a home since there are more buyers than there are homes to choose from.

Nancy also shared tried and tested tips that will help sellers get the most out of their home sale. She discussed how people tend to overlook landscaping and focus so much on the interior of the house. The truth is failing to boost your home’s curb appeal can be damaging.

Next, she explained the importance of decluttering and how essential it is to help the buyers envision their things in the home. Nancy highlighted that if you're at a point where you're not sure what to do with that particular piece of furniture, you have to remember that less is more.  

Lastly, Nancy talked about the need for keeping the entire home clean during the entire selling process.

Watch the video for more details on how to sell your home fast!

Call Nancy Braun at 704-997-3794 for more information on buying and selling Charlotte NC real estate.

Colleen: If you've ever thought about selling your home, now's the time. It's never been a better market for sellers. I went to Showcase Realty to find out more.

Well, now is a great time to sell a home. Here to tell us more about it, is Nancy Braun with Showcase Realty. Nancy, first off, explain the state of the market right now. What's it like out there?

Nancy: The market is so spectacular. It is really a seller's market. There are more buyers than there are homes to pick from. So, we have actually only up two and a half months inventory supply in a true- even market, there would be a six-month inventory supply.

Colleen: So Nancy, you have some tips to get the most out of your home sale. What are they?

Nancy: Well, one of the things that people overlook is landscaping and they think they focus so much on the interior of the house and they don't realize that a lot can go a long way if you just, you know, prune and put some mulch down and put some beautiful flowers out, pull some weeds and- and actually add some beautiful dynamics and color to your front scape. So, I can tell when I'm driving up to a house if the buyer is gonna be interested just by their breath, how they respond to the house. And they almost make that decision before they even get in the house. So the curb appeal which is so overlooked sometimes can really be damaging. It's simple, you know, go and get some new pine needles or get some new landscaping flowers. Red and yellow is Feng Shui. It’s supposed to sell houses. So, put away your purples and the pink, you know, the pastels and do the red and yellow.

Colleen: Next up, you say declutter.

Nancy: Declutter. Yes, so. It is so critical that you try to make the home in the way a buyer will envision their things in the home. So if there's too much in the home then they can't see beyond it. A lot of people don't have vision as much as we think they do. I have clients that also say to me, “Well, you know, I don't want to paint. I don't know what color they want. Maybe they'll just paint themselves. They can replace the carpet themselves.” They don't envision that property to look the way it should look. So, a little can go a long way. I don't want anyone to really spend a lot of money renovating the home, rehabbing the kitchen. They're never gonna get a 100% back. If not, even more back. But the smaller things like paint, declutter, make sure that there's a traffic pattern. They can walk through rooms very easily without having to walk around things. And I always say, less is more. So, after I leave I say, “You know, if you're at a point where you're not sure what to do with that particular piece of furniture, less is more.”

Colleen: Good advice.

Nancy: Just remember, less is more.

Colleen: Also, keep it clean like squeaky clean pristine, right?

Nancy: It is incredible but we get used to, even myself, you get used to the little cobwebs up in the ceiling. And you don't realize that there's a little dust on your fans and your ceiling fan. And the filters need to be changed. Those things actually get noticed. So you’re a seller, you're… the buyers that come into that home, they think if you can't maintain the home, then you're not maintaining it in other ways like maintaining your furnace or maintaining your plumbing. And it's just a visual sense. If they feel like it's squeaky clean like you say, they're gonna like the house more. They're gonna feel more comfortable in the house. And so get that professional cleaner in there over and beyond yourself. And if you're tight on money, just you do the elbow grease and just make sure you're cleaning. One thing that I always think is kind of funny is people always open things. People are touchy-feely. They want that connection, right? So they go in the kitchen, they always open the microwave. Well, if you've got a dirty microwave - not that you're gonna find anything different in one person's microwave versus another person's microwave but it's like arm distance, so they open it.

Colleen: Yeah.

Nancy: So it's like, you know, go ahead and, you know, straighten out the cans in your cupboard.Clean out the refrigerator because you don't know what they're gonna open and that just goes a long way.

Colleen: Great advice. Nancy, thank you so much. Thank you for your time.

Nancy: You're welcome. Thank you for having me.

So if you're interested in selling your home or looking for home to buy, visit ShowcaseRealty.net, ShowcaseRealty.net. Or better yet, call Nancy at Showcase Realty. The number’s 704-997-3794. Again, 704-997-3794. Make sure you mention Charlotte Today. If you do, you'll receive a free copy of Nancy Braun's book, The Ultimate No Holds Barred Guide to Selling and Buying a Home in the Carolinas. Again the number’s 704-997-3794.

Nancy Braun Shares Home Selling Tips on Charlotte Today

How to prepare your home for sale in Charlotte NC Nancy Braun

Charlotte NC Real Estate expert, Nancy Braun, reveals best home improvements that will sell a home for top dollar, on Charlotte Today at WCNC NBC

Nancy Braun, award-winning owner and broker-in-charge of Showcase Realty, has recently been invited to be a guest on the Charlotte Today program on Channel 36 on NBC to share her local market expertise. Aside from sharing her insights on the spectacular seller's market, she also revealed the simplest home improvement tips for the biggest impact on home buyers.

Watch now for top tips to prepare your Charlotte home for sale.

For more valuable real estate advice, buyers and sellers can look forward to Braun's future appearances by tuning into Charlotte Today on Channel 36 on NBC. Once every two weeks, Nancy will be sharing tips on how buyers can get the most hassle-free home-buying experience and how sellers can sell their home for top dollar.

For more information on buying and selling Charlotte NC real estate, call  Nancy Braun at (704) 997-3794 or visit Showcaserealty.net.

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