Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the credit score.The 3-digit […]
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One of the many expenses overlooked by some buyers is the homeowners insurance. What is homeowners insurance? It is an insurance that protects your Charlotte NC home against unexpected events. Your home is more likely one of your most valuable assets, so it only makes sense that you protect that investment through insurance. A homeowner’s […]
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Are you preparing to buy a home in Charlotte? Looking at homes for sale is fun and exciting. Before you make the mistake of fixating over a certain type of home or on certain features you want in a home, you need to know what you can really afford. Knowing your budget gives you realistic […]
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Owning your first home is an exciting experience. After the challenging and stressful process of home buying, you can now sigh in relief that you have a new place to call “home.” With all the excitement that comes in home buying and moving, it’s easy for new homeowners to overlook home maintenance, especially when you […]
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When the time has come to put your Charlotte NC HUD home up for sale, your first thought is probably how much the property is worth in the current market. The next question is probably how to increase the home value.If you’re thinking of ways to boost your home’s worth but concerned about your limited […]
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If you’re thinking of purchasing a home and would like to get a good deal, you may want to consider buying a Charlotte HUD home. HUD homes are homes owned by the U.S. Department of Housing and Urban Development, and they are usually offered for sale at affordable prices. When buying a HUD home, there […]
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Home insurance for your Charlotte NC home – expensive but necessaryIt is exciting to own a new home, but in the process of acquiring it, many homeowners forget the additional costs that go with it – home insurance.Home insurance is pricey, but it is something you cannot do without.Over the years, the cost of home […]
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Know the pitfalls of buying a HUD home If you plan to be a home-flipper, investing in a Charlotte NC HUD home may seem like a good idea. But if it is your first time, and you don’t know anyone who has bought a HUD home in your area, investing in one may prove to be […]
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Saving for a down payment Buying a home can be costly. For a conventional loan, lenders require a 10-20% down payment of the home’s purchase price. For a $200,000 home, that’s $20,000 – $40,000. That’s a large amount. Not many buyers can afford to pay such a large down payment, especially among first-time buyers. If […]
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An achievable goal The new year brings a strong desire to make a change, but you don’t need the new year excuse to keep your home tidy and clean. If you are constantly battling with the stress of keeping your things in your Charlotte NC home organized, here are five easy decluttering steps you can […]
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